Open a business account in minutes

Powerful and simple. Tide gives over 100,000 business owners their time back.

Open an account

Tide Business Banking App Tide Business Mastercard

Contactless Mastercard

Free business Mastercard

Spend on your card with no purchase fees.

Spend abroad for free

No sneaky foreign transaction fees – spend abroad at no extra cost.

Stay in control

Lost your card? Freeze it and reorder it instantly in the app. Forgot your PIN? It’s there too.

Tide contactless Mastercard

Plus everything else you might need

Auto categories

Auto categories

Automatic income and expenditure labels, or choose your own.

Instant invoicing

Instant invoicing

Create and pay invoices with a tap - anytime, anywhere.

Scheduled payments

Scheduled payments

Setup or edit standing orders and one off payments easily.

In-app support

In-app support

Chat to the tide team with any questions 365 days a year.

Mobile and web access

Mobile and web access

Use Tide on the Web to manage your accounts online.

Cash deposits

Cash deposits

Pay in cash at the Post Office for only £1 per deposit, or at any PayPoint for 3% of the deposit amount.

Keep your accountant happy

Make bookkeeping a breeze

Transactions are automatically categorised – and you can change them to your own.

Share with your accountant

Give your accountant access to see all of your incomings and outgoings.

Sync up with your accounting software

Stop uploading CSVs – connect your account to Xero, FreeAgent, Sage and others.

Store your receipts

Attach photos and notes to transactions and declutter your desk.

Xero Sage FreeAgent
Tide desktop app accounting features

Involve your team

Give them free Team Cards

No more meetings about money – order up to 35 cards for your team and see who made which transaction.

Grant them read access

Invite others in your company to view and download your transactions – perfect for Finance and Admin teams.

Tide Team Card Tide Team Card Tide Team Card
Credit in the Tide app

Easy credit from iwoca

Waiting on that big payment?

We’ve teamed up with iwoca to make applying for credit a breeze. Check your limit without impact to your credit score, and repay whenever you want without penalty.

Loved by accountants

Tide partner accountant

“Tide is a breeze to use. Download the app or straight from the website, you’ll start the sign-up process instantly and finish in a few minutes. Our clients get a sort code and account number straight away and a Mastercard within a few days.”

Read more >

Ben Kamara & Rob Gill

Co-founders of Provius
Tide members

We’re not a bank we’re better

1 in 12 business current accounts opened in the UK was with Tide, within a year of our launch.

From consultants to cupcake makers, coders to coat makers, glass-blowers to graphic designers, the Tide account is for modern businesses.

We’d love to have you on board.

Our members

Don’t take our word for it

Paul

What a brilliant service, fast and accurate. One cannot ask for more.

A J D Patrick Esq

It took me less than hour to open my business account! The app automatically picked up my registration number from companies house and I was able to scan in all... Read More

Weichen

Very professional company, and easy-to-use both card and mobile app. Perfect for sole traders and start-ups.

Adele Gurduk

Excellent, wish I knew about this years ago! So easy to use! Love it !

Valerie Gibson

Excellent service so far... Speedy setup and easy to operate via app

L Farrelly

Easy to use! Great service and is really secure

Paul Hands

Tide Banking is really a super simple solution for banking in this day and age. I'm really impressed with how well the mobile app works and that it leaves me... Read More

Wayne J

Set up was very easy, sent my card by post which came quickly, and everything’s working as should.

F Cederlund

Really fast, easy and professional business banking. After months and months of trying to set up an account with the big banks, we got tired of the long process... Read More

Safe and secure

Authorised by the FCA

Authorised by the FCA

We’re powered by PPS, who hold an e-money licence from the FCA and must comply with its rules on capital and safeguarding. Tide also holds an FCA license as a credit broker.

Protected

Protected

Your money is held in a regulated, ring-fenced account. Your funds are never invested or lent to anyone else. It’s your money and you can access it whenever you wish.

Rock solid and proven

Rock solid and proven

Our trusted partner, PrePay Solutions (PPS) is a well-established business, partly owned by Mastercard.

Get started with a modern business account

Open an account in as little as 5 minutes:

Open an account

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