Open a business account in minutes

Powerful and simple. Tide gives over 100,000 business owners their time back.

Open an account

Tide Business Banking App Tide Business Mastercard

Contactless Mastercard

Free business Mastercard

Spend on your card with no purchase fees.

Spend abroad for free

No sneaky foreign transaction fees – spend abroad at no extra cost.

Stay in control

Lost your card? Freeze it and reorder it instantly in the app. Forgot your PIN? It’s there too.

Tide contactless Mastercard

Plus everything else you might need

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Auto categories

Automatic income and expenditure labels, or choose your own.

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Instant invoicing

Create and pay invoices with a tap - anytime, anywhere.

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Scheduled payments

Setup or edit standing orders and one off payments easily.

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In-app support

Chat to the tide team with any questions 365 days a year.

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Mobile and web access

Use Tide on the Web to manage your accounts online.

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Cash deposits

Pay in cash at the Post Office for only £1 per deposit, or at any PayPoint for 3% of the deposit amount.

Keep your accountant happy

Make bookkeeping a breeze

Transactions are automatically categorised – and you can change them to your own.

Share with your accountant

Give your accountant access to see all of your incomings and outgoings.

Sync up with your accounting software

Stop uploading CSVs – connect your account to Xero, FreeAgent, Sage and others.

Store your receipts

Attach photos and notes to transactions and declutter your desk.

Xero Sage FreeAgent
Tide desktop app accounting features

Involve your team

Give them free Team Cards

No more meetings about money – order up to 35 cards for your team and see who made which transaction.

Grant them read access

Invite others in your company to view and download your transactions – perfect for Finance and Admin teams.

Tide Team Card Tide Team Card Tide Team Card
Credit in the Tide app

Easy credit from iwoca

Waiting on that big payment?

We’ve teamed up with iwoca to make applying for credit a breeze. Check your limit without impact to your credit score, and repay whenever you want without penalty.

Loved by accountants

Tide partner accountant

“Tide is a breeze to use. Download the app or straight from the website, you’ll start the sign-up process instantly and finish in a few minutes. Our clients get a sort code and account number straight away and a Mastercard within a few days.”

Read more >

Ben Kamara & Rob Gill

Ben Kamara & Rob Gill

Co-founders of Provius
Tide members

We’re not a bank we’re better

1 in 12 business current accounts opened in the UK was with Tide, within a year of our launch.

From consultants to cupcake makers, coders to coat makers, glass-blowers to graphic designers, the Tide account is for modern businesses.

We’d love to have you on board.

Our members

Safe and secure

Authorised by the FCA

Authorised by the FCA

We’re powered by PPS, who hold an e-money licence from the FCA and must comply with its rules on capital and safeguarding. Tide also holds an FCA license as a credit broker.



Your money is held in a regulated, ring-fenced account. Your funds are never invested or lent to anyone else. It’s your money and you can access it whenever you wish.

Rock solid and proven

Rock solid and proven

Our trusted partner, PrePay Solutions (PPS) is a well-established business, partly owned by Mastercard.

Get started with a modern business account

Open an account in as little as 5 minutes:

Open an account

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