Open a business bank account in minutes

Powerful and simple. Apply today through Tide to open an FSCS protected bank account provided by ClearBank. iTide offers bank accounts provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).

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Apple Pay now available

Make purchases with your Tide card on your Apple devices in-store and online. It’s easy, secure and convenient.

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For companies of all shapes and sizes

Freelancers

Freelancers

Straightforward business current accounts at no monthly cost to get started for sole traders, consultants and contractors

Small businesses

Small businesses

Limited companies save time with accounting integration, invoicing directly from the app and Team Cards for easy expense management

Scaling businesses

Scaling businesses

Upgrade to our Plus or Premium memberships when your business needs more support and enjoy exclusive perks

Trusted by 150,000+ UK businesses

Just starting out?

Register your limited company and open a Tide account all in one go

  • It's FREE

    We pay the incorporation fee on your behalf and give you a free business account.

  • It's fast

    Apply within minutes and get set up all in one go.

  • It's safe

    We're an approved formation agent with a secure Companies House integration, so you're in good hands.

Get started

Account plans that scale with your business

We’re dedicated to supporting small businesses – that’s why the prices for our business current account start from free. Choose the plan that’s right for you now and upgrade any time as your business grows.

Free

£0.00

monthly

  • Scheduled payments
  • Transfers in & out - 20p
  • Read access for team members and your accountant
  • Accounting software integration: QuickBooks, Xero, Sage and more
  • Sub-accounts - ringfence money for expenses, wages or bills
  • Multi-business - hold up to 5 business accounts
  • Member perks
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Dedicated account manager
  • £1000 flexible balance
Open an account

Plus

£9.99

+VAT monthly

  • Scheduled payments
  • Transfers in & out - 20/mth with no fee
  • Read access for team members and your accountant
  • Accounting software integration: QuickBooks, Xero, Sage and more
  • Sub-accounts - ringfence money for expenses, wages or bills
  • Multi-business - hold up to 5 business accounts
  • Exclusive Plus member perks
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Dedicated account manager
  • £1000 flexible balance
Open an account

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Premium

£49.99

+VAT monthly

  • Scheduled payments
  • Transfers in & out - 150/mth with no fee
  • Read access for team members and your accountant
  • Accounting software integration: QuickBooks, Xero, Sage and more
  • Sub-accounts - ringfence money for expenses, wages or bills
  • Multi-business - hold up to 5 business accounts
  • Exclusive Premium member perks
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Dedicated account manager
  • £1000 flexible balance
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    Powerful features

  • Auto-categorisation

    We automatically tag your income and spending. Customise the labels to suit your company.

  • Effortless expense management

    Upload receipts, auto-match them to transactions, add a note if you like and it’s all stored digitally.

  • Sync with your accountancy software

    Link your account to software like Xero, QuickBooks and more.

  • Send, pay and track invoices

    No need for a separate system, keep on top of your invoices directly in our app.

Easy account access

Desktop access

Manage your finances in a way that works for you, whether it’s in the palm of your hand, or from your computer.

Read access for your team

Invite business partners, colleagues or your accountant to view and download transactions.

Export CSV files

Download all your payments, attachments and notes, then upload them to any accounting software.

Tide desktop app accounting features

Contactless Mastercard

Free business Mastercard

Spend on your card in the UK and abroad with no fees and no commission. (Getting cash from an ATM costs £1 and some machines might charge an extra fee.)

Instant card management

Stay in control from anywhere. Use the app to freeze, unfreeze, or cancel and re-order your card.

Free company expense cards

Order up to 35 Team Cards and keep track of who’s spending what. Set up sub-accounts to ringfence money for expenses.

 

Tide contactless Mastercard

All your business finance admin in one app

Icon tag

Auto categories

Automatic income and expenditure labels, or choose your own.

Icon invoice

Instant invoicing

Create and pay invoices with a tap - anytime, anywhere.

Icon scheduled payments feature

Scheduled payments

Set up or edit standing orders and one-off payments easily.

Icon in app chat support

In-app support

Chat to the tide team with any questions 365 days a year.

Icon monitor

Mobile and web access

Use Tide on the Web to manage your accounts online.

Icon coins

Cash deposits

Pay in cash at the Post Office for only £1 per deposit, or at any PayPoint for 3% of the deposit amount.

Seamless accounting integration

Tide contactless Mastercard
Tide contactless Mastercard
Tide contactless Mastercard
Tide contactless Mastercard
Tide contactless Mastercard

“Our clients get a sort code and account number straight away, and a Mastercard within a few days.”

Read about Tide’s partner programme for accountants

Getting started is easy

No queuing or appointment required

  1. Download the app

    On play store or app store

  2. Tell us about your company

    Like what you do and any shareholders

  3. Scan your ID and take a selfie

    To securely verify who you are

  4. Most accounts approved in minutes

    Sometimes we ask for more information

  5. You're up and running!

    Your account is ready to use, we’ll get your card to you in a couple of days.

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