Why was my SEPA transfer not credited instantly to my recipient?
Recipient Bank Does Not Support SEPA Instant: Not all banks are participants in the SEPA Instant scheme. If the recipient's bank does not support instant transfers, the transaction will be processed using standard transfer times. Technical Issues: Occasional technical issues either at your bank or the recipient’s bank can delay processing. Compliance Checks: Banks routinely perform security and compliance checks on transactions, which can delay the processing of transfers, including those intended to be instant. Transfer Details Errors: Incorrect account details or errors in the transfer instructions can lead to delays.
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