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Plan your future investments easily with the Tide’s SIP calculator

Just enter your monthly investment amount, expected returns and time period to see how your money can grow. Start small, invest regularly and build wealth over time.

Tide provides this SIP calculator as a planning tool and does not offer mutual fund investment services.

Total savings
₹ 134,867.32
Invested Amount
₹ 120,000
Interest earned
₹ 14,867.32
Months
24 Months

Tide provides this SIP calculator as a planning tool and does not offer mutual fund investment services.

See benefits of SIP

What is SIP (Systematic Investment Plan)?

SIP means investing a fixed amount of money every month in mutual funds. Instead of investing a big amount at once, you invest small amounts regularly.

How SIP works:

  • You choose a mutual fund

  • Decide a fixed monthly amount

  • Money gets invested automatically every month

  • You get units based on market price

Why SIP is popular:

  • You don’t need a large amount to start

  • It builds a habit of saving

  • You benefit from compounding (earn returns on returns)

SIP vs Lump Sum:

  • SIP = small monthly investment

  • Lump sum = one-time big investment

  • SIP is ideal for beginners and salaried individuals

How SIP calculator works

The SIP calculator helps you estimate how much your investment can grow over time.

  1. It uses 3 simple inputs: Monthly investment amount, expected rate of return, and investment duration (in years)

  2. What it shows: Total invested amount, Estimated returns, and total value of your investment

Plan your future today

Benefits of investing through SIP

Start with a small amount

You can begin with as low as ₹100 per month

Builds discipline

You invest regularly without missing

Power of compounding

Your money grows faster over time

Rupee cost averaging

You invest in both high and low markets

Lower risk

No need to time the market

Ideal for salaried people

Monthly investment fits easily with salary income

Why use a SIP calculator

Why use a SIP calculator

A SIP calculator makes your financial planning simple.

SIP calculator helps you:

  • Estimate your future wealth

  • Plan your financial goals

  • Compare different investment scenarios

  • Decide your monthly investment amount

  • Plan for long-term goals like retirement

Factors that affect SIP returns

Your SIP returns depend on multiple factors

Investment duration

Longer duration = higher potential returns

Rate of return

Higher returns increase final value

Monthly investment

Higher investment leads to more wealth

Market performance

Returns depend on market conditions

Fund selection

Choosing the right mutual fund matters

Tips to get better returns from SIP

Tips to get better returns from SIP

Follow these simple tips:

  • Start investing as early as possible

  • Increase your SIP amount every year

  • Stay invested for the long term

  • Avoid stopping SIP during market downturns

  • Choose mutual funds carefully

Disclaimer: Tide provides this SIP calculator as a planning tool and does not offer mutual fund investment services.

Start planning your investments today

Start planning your investments today

  • Use the Tide SIP calculator to estimate your returns

  • Start with a small amount

  • Stay consistent and invest for the long term

Plan smarter and build your future step by step.

Plan your future today

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This website is provided to you by Tide Platform Private Limited, part of the Tide Group. Tide is not a bank and does not hold or claim to hold a banking license. Tide is a business financial platform and the leading digital challenger in business banking services. We believe that a platform approach is the future of business banking, allowing us to offer both financial and admin services to Small and Medium Enterprises, saving them time (and money) to allow them to focus on what they love: running their businesses. *Group Insurance may be offered as part of services offered by our engaged partners. Tide, the Tide logo, the Swell, and Do less banking are trademarks and trade names of the Tide Group, and may not be used or reproduced without the consent of the owner.