How to become a Tide member

Everything you need to know about opening your Tide business account, completing verification and getting started with managing your business finances.

What is a Tide Business Account?

The Tide Business Account is built for small business owners and freelancers to easily manage their business finances in one place. From payments and expenses to invoices, bill payments and everyday business transactions.

Why choose Tide?

Zero joining and annual fees

100% digital setup

Complete your onboarding online quick, simple and hassle-free.

Safe and secure

Built with robust security standards to keep your transactions protected.

No minimum balance

Operate freely without maintaining any mandatory balance.

All-in-one business app

Manage payments, cards, invoices, expenses and rewards in one place.

Who can apply for a Tide account?

You can apply if you:

Are an Indian citizen

Are 18 years or older

Have a valid PAN card

Have an Aadhaar number

Have a mobile number linked to Aadhaar

What you need to get started

Before applying, make sure you have:

Your physical PAN card

Your Aadhaar number

Access to your Aadhaar-linked mobile number

A smartphone with internet connection (minimum 2 Mbps recommended)

How to open your Tide account

Follow these simple steps to get started:

Download the app Install Tide app from Google Play Store or Apple App Store.

Sign up Log in using your active mobile number.

Enter your details Fill in your personal and business information carefully.

Complete verification (VKYC) Allow camera & location access and complete verification.

Application review Your application will be reviewed after compliance checks.

Important checks before submission

To avoid delays or rejection, ensure:

You select the correct business category

Your Aadhaar address is entered accurately

All details (name, gender, DOB) match official documents

There are no spelling or input errors

Compliance requirements

Before approval, the following checks are carried out:

All information provided must be accurate and truthful

The applicant should not have any criminal offences or pending cases

The applicant should not be a politically exposed person (PEP)

What happens after you apply?

Your application is verified securely

You may be asked for additional details if required

Once approved, you can start using your Tide account to manage payments, expenses and more

Need help during onboarding?

If you face any issues, you can get support directly through the app for quick assistance.