Terms and Conditions: Get a chance to earn ₹575 cashback

Offer Details

  1. This offer will begin on 18 October 2024 and will end on 31 October 2024 (both dates inclusive) (“Offer Duration”).
  2. This offer is available to select members only. We will reach out to the eligible members on call, email, SMS, WhatsApp or through the Tide app.
  3. As part of this offer, members can get a total of up to ₹575 cashback upon making Tide Expense Card transactions which meet the eligibility criteria for this offer.

Eligibility

  1. To be eligible to: (a) get a cashback of ₹50 you must load ₹50 or more to your PPI associated with the Tide Expense Card during the Offer Duration; (b) get a cashback of ₹25 you must spend at least ₹25 or more using your Tide Expense Card during the Offer Duration; (c) get a chance to win ₹500 cashback, you must be one of the top 50 spenders during the Offer Duration.  

Terms governing Load Category

  1. To be eligible to receive cashback under this category, you must load at least INR 50 in your wallet (prepaid payment instrument – PPI) during the Offer Duration.
  2. We consider the date on which money is debited from your payment instrument to load your PPI as the date of the transaction.

Terms governing Top Spender Category

  1. To be eligible to get the reward under this category, you must be: (a) amongst the top 50 spenders (by value) during the Offer Duration using your Tide Expense Card out of all participating members; and (b) make such transactions for personal use and not for business use.
  2. In case of a tie (where two or more members spend the same amount), such members will be required to answer qualifying skill-based questions correctly within the given time period using the link we share. The member first in time to answer the questions correctly will be eligible to claim the reward. For example, if 100 members have spent the same amounts during the offer period, the first 50 members who answer the qualifying skill-based question by time will be eligible to claim the reward. The timestamps of responses will be used to determine the time of answering the qualifying question. If you do not respond within the given time period, or answer any question incorrectly, you will not be eligible to claim the reward.

Terms governing Spend Category

  1. To be eligible to receive cashback under this category, you must make a valid transaction of at least INR 25 or more during the Offer Duration on your Tide Expense Card.
  2. We consider the date on which money is deducted from your PPI (linked with your Tide Expense Card) as the date of the transaction.

Terms governing all categories of this offer

  1. This offer is subject to the Tide Offers General Terms and Conditions. And these offer terms must be read together with those terms. Members who are not compliant with those terms will be disqualified from this offer.
  2. This offer, the eligibility criteria, disqualification criteria, validity criteria for transactions, rewards and any other terms can be modified, withdrawn, or cancelled, in part or in full, at any time, in our sole discretion, without any intimation.
  3. This offer is only valid once per member and no member will be eligible to participate in this offer twice or get rewards under the same category twice. This offer cannot be used in conjunction with any other Tide offer or promotion. If you are eligible for cashback under any other Tide offer by virtue of meeting the eligibility criteria specified here, you will only be eligible to receive cashback under one of those two offers – whichever gives you higher cashback. 
  4. You must meet the spending and loading thresholds specified above in a single transaction. Transaction values will not be compounded or cumulatively considered towards meeting the spending and loading thresholds. 
  5. Only genuine transactions will count towards eligibility for this offer. A transaction will not count towards the eligibility for this offer if: (a) you cancel or reverse the transaction; (b) the transaction is invalidated or refunded or fails to go through; (c) the merchant or you dispute the transaction; (d) the transaction is not made during the Offer Duration; (e) the transaction is a cash withdrawal from an ATM; (f) the transaction is not valid or appears to be suspicious or fraudulent or done with an intent to abuse the process or for wrongful gain to any member or wrongful loss to Tide; or (g) the transaction is made towards a purchase of prohibited goods or services. This list is non-exhaustive and may be subject to change from time to time. 
  6. For the top spender and the spend categories of this offer, the following will not count towards the eligibility: (a) if the transaction is made to load/fund your PPI associated with the Tide Expense Card or any other wallet or PPI; or (b) the transaction is directly or indirectly made towards payment of rent, utilities, bill payments, fuel or education fee. We use the MCC to determine if you can earn cashback on a transaction. We do not control what type of MCC a merchant gets and are not able to change this code. This means that in some cases, a merchant might sell something that seems eligible for cashback, but because of the MCC, the transaction isn’t eligible for cashback.