You will be charged a monthly subscription fee to keep the line active plus interest, accrued daily on any amount withdrawn. The repayment period is 6 months. Annual interest rates start from 13% fixed.
A representative example:
35.5% APR representative based on an assumed unsecured loan amount of £20,000, with a monthly subscription fee of £100 and an annual interest rate of 19% (fixed). This would be 6 monthly repayments of £3,620.47, including the subscription fee. Total amount payable within 6 months would be £21,722.84, including subscription fee.