How will Credit Line affect my credit score?

Activating your Credit Line won’t affect your credit score, but the checks we run will appear on your credit report. When you activate your Credit Line, we also run a director check that is recorded and visible to lenders - meaning they will know your company applied for credit.

Note that as for any credit, your company credit score may be affected positively or negatively based on whether you make the repayments on time.

We report the company’s debt situation to CAIS (Consumer Credit Account Information Sharing), but don't report any consumer debt as there is no consumer debt against your company’s Credit Line.