Top up your Tide account with Add Money, Visa, and Mastercard

Have you ever wondered how to deposit money into your Tide account?

In this guide, we'll show you:

How to top up with the Add Money feature

How to deposit with Visa or Mastercard

More information on processing your deposit, the amount limitations, fees, and which banks you can transfer money from

Ready to start?

Top up with Add Money

Use the Add Money feature to transfer cash to your Tide account from another, Non-Tide account. Keep in mind that you can only add GBP from a UK bank.

In your Tide app, tap:

Accounts > Get Paid > Add Money > Easy Bank Transfer > choose your bank from the list > authorise the payment through your other bank

If your bank account is connected to Tide, in your Tide app, tap:

Accounts > Get Paid > Add Money > select the account and enter the amount you’d like to transfer > authorise the payment through your other bank

Learn more about Add Money

Processing your transaction

We process your Add Money transactions through the Faster Payment system. This ensures that your transaction is with you – both fast and secure.

Amounts you can deposit

The minimum amount you can transfer is £10. The maximum amount is subject to the standard limits set by the Faster Payments System, and the limits that apply to your Tide business account.

Add Money transaction fees

The transaction fees depends on the plan you're on:

Tide Standard – 20p per transfer

Tide Smart – 25 free transfers

Tide Pro – unlimited free transfers

Tide Max – unlimited free transfers

Your fees are billed as part of our monthly billing process, and will be included in the total fee amount summary on your bank statement.

If your Banking Provider usually charges you fees for making payments, you will have to pay those fees to your Banking Provider in the usual way.

Transfer money from these banks

Bank of Ireland Business UK

Bank of Scotland (Business)

Barclays Business

Cash Plus

Danske Bank Business UK

HSBC UK Business

Lloyds (Business)

Metro Bank

Mettle

Monzo

Natwest

Royal Bank of Scotland

Revolut

Santander

Starling Bank

Starling

TSB Bank

Virgin Money

Wise

Top up with your Visa or Mastercard

Once again, your card will need to be issued in the UK and in GBP. To top up your Tide account with Visa or Mastercard, you'll also need to ensure you're located in the UK.

To add money to your Tide account using your debit or credit card, in your app, tap:

Accounts > Get Paid > Add Money > Debit or credit card > enter the amount > review the amount > add card details and confirm

When using Apple Pay or Google Pay, in your app, tap:

Accounts > Get Paid > Add Money > Apple Pay or Google Pay > enter the amount > review the amount > select the saved card and confirm

Learn more about your card deposit

Processing your transaction

Your money should be in your Tide account within a few minutes, after you've topped up.

Amounts you can deposit

Your top ups can’t exceed:

£3,000 per single transaction

£3,000 per day (or 24 hours)

£20,000 per week (or 7 days)

£30,000 per month (or 30 days)

We only count your deposits within the set time (for example, 24 hours). Once you've made your last top-up and the time is up, your limits reset.

Transaction fees

All your card top-ups are free.

Deposit won't go through?

If you've tried but your deposit won't go through, we'll automatically refund your failed transaction within 3-5 business days.

In the meantime, here's what you can do to ensure that you can successfully top up your Tide account. Check that:

You haven't gone over the deposit limits

Your card is a Visa or Mastercard, issued in the UK and in GBP

You have sufficient funds or credit available

Your bank hasn’t blocked the transaction

If none of these apply, tap the Support icon in the top-right of your app and we'll be happy to help.