TIDE PLANS PRICING

Only pay for what you need

Just starting out? Or scaling up? Apply today for a free, FSCS-protected Tide account and then upgrade to Smart or Cashback when you’re ready for fee-free transfers, priority support and a legal helpline.

Limited-time offer: Get a 3-month free trial* on any paid plan and get everything you need to run your business better. Simply sign up before the end of the year!

Open an account

Account plans that scale with your business

Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.

Free

£0.00+ VAT MONTHLY

Open a free account

Your Tide business card Free
Expense Cards for your team £5 / month
Transfer in & out 20p per transfer
ATM withdrawals £1
1.75% fee on foreign currency card transactions

starsFeature

check_circle Read access for team members
check_circle Scheduled payments
check_circle Accounting integrations - Quickbooks, Xero, Sage and more
cancel Additional business current account*
cancel Enhanced rewards
cancel Enhanced team access

reviewsSupport

cancel Priority in-app support
cancel Phone support
cancel 24/7 legal helpline
cancel Support with trademark filing and disputes
cancel Dedicated member support
cancel 0.5% cashback with your Tide card

Smart

£12.49+ VAT MONTHLY

Smart account

Your Tide business card Free
Expense Cards for your team 1 free card included
Transfer in & out 25/month free
ATM withdrawals £1
0% fee on foreign currency card transactions

starsFeatures

check_circle Read access for team members
check_circle Scheduled payments
check_circle Accounting integrations - Quickbooks, Xero, Sage and more
check_circle 1 Additional business current account*
check_circle Enhanced rewards
check_circle 1 team members with enhanced access

reviewsSupport

check_circle Priority in-app support
check_circle Phone support
check_circle 24/7 legal helpline
check_circle Support with trademark filing and disputes
cancel Dedicated member support
cancel 0.5% cashback with your Tide card

Pro

£18.99+ VAT MONTHLY

Pro account

Your Tide business card Free
Expense Cards for your team 2 free expense cards included
Transfers in & out Unlimited
ATM withdrawals £1
0% on fee foreign currency card transactions

starsFeature

check_circle Read access for team members
check_circle Scheduled payments
check_circle Accounting integrations - Quickbooks, Xero, Sage and more
check_circle 2 Additional business current account*
check_circle Enhanced rewards
check_circle 2 team members with enhanced access

reviewsSupport

check_circle Priority in-app support
check_circle Phone support
check_circle 24/7 legal helpline
check_circle Support with trademark filing and disputes
cancel Dedicated member support
cancel 0.5% cashback with your Tide card

Cashback

£49.99 +VAT / month

Cashback account

Your Tide business card Free
Expense Cards for your team 3 free expense cards included
Transfers in & out Unlimited
ATM withdrawals £1
0% on fee foreign currency card transactions

starsFeature

check_circle Read access for team members
check_circle Scheduled payments
check_circle Accounting integrations - Quickbooks, Xero, Sage and more
check_circle 3 Additional business current account*
check_circle Enhanced rewards
check_circle 5 team members with enhanced access

reviewsSupport

check_circle Priority in-app support
check_circle Phone support
check_circle 24/7 legal helpline
check_circle Support with trademark filing and disputes
check_circle Dedicated member support
check_circle 0.5% cashback with your Tide card

No monthly or annual fees

We take a tiny fee when you move money between accounts or move cash

Free

Card payments in the UK.

There is a 1.75% charge on payments made abroad.

20p

Transfers in and out of accounts

FREE

Transfers between Tide accounts

£1

ATM cash withdrawals

FREE

Replacement cards

Cash deposits

Post Office – 0.5% (minimum £2.50) PayPoint – 3%

Company	FeesMonthly fee	TransfersBank transfer fees
	Free	£0.20
	£8.00 p/m	£1.50
	£6.50 p/m	£0.30
	£7.50 p/m	Free within limits
	No min monthly charge	£0.35
	£8.00 p/m	£0.35
	£7.00 p/m	From £0.90 per £100
	£6.00 p/m	£0.30
	No min monthly charge	£0.35

Company

FeesMonthly fee

TransfersBank transfer fees