Tide Logo
Tide Logo


Blog Tide Update Simple Steps to Open a Fixed Deposit Online via Tide

Simple Steps to Open a Fixed Deposit Online via Tide

2 min. read
08 Apr 2026
08 Apr 2026
08 Apr 2026
2 min. read
08 Apr 2026

Start Growing Your Business Savings with Ease

Many small businesses keep extra money in their current account. This money often earns little or no interest. Instead of letting it sit idle, you can put it to work with a fixed deposit.

With Tide Business India, opening a fixed deposit is simple, fast, and fully online. You don’t need to visit a bank or deal with paperwork. Everything can be done easily via the Tide app.

Why Fixed Deposits Make Sense for Small Businesses

Fixed deposits are one of the safest ways to grow your money. You invest a fixed amount for a fixed time and earn guaranteed returns.

For small businesses, this means:

  • Your money stays safe

  • You get steady returns

  • You can plan your finances better

If you have extra funds that you don’t need immediately, a fixed deposit is a smart choice.

Why Open a Fixed Deposit via Tide

Opening a fixed deposit via Tide makes the process easy and hassle-free.

Here’s what you get:

  • Start investing with just ₹1,000

  • Fully digital and paperless process

  • No need to open a new bank account

  • Flexible tenure from 7 days to 5 years

  • Fixed deposits available from RBI-regulated banks and NBFCs

This makes it simple for small business owners to start investing without complications.

What You Need to Get Started

Before you open a fixed deposit via Tide, make sure you have:

  • An active Tide account

  • Completed KYC

  • Money ready for investment

Once these are in place, you can start in minutes.

Simple Steps to Open a Fixed Deposit Online via Tide

Follow these easy steps:

  1. Log in to Tide app

  2. Go to the Finance

  3. Select Savings

  4. Fixed Deposit section Open

  5. Check different options and compare interest rates and tenure

  6. Enter the amount you want to invest

  7. Make payment using UPI, debit card, or net banking

  8. Confirm and book your fixed deposit

That’s it. Your fixed deposit will be created without any paperwork.

Manage Your Fixed Deposits Anytime

After opening your fixed deposit, you can manage everything easily via the Tide app.

You can:

  • View all your active fixed deposits in one place

  • Track your investment anytime

  • Withdraw your fixed deposit if needed

  • Add or update nominee details

This gives you full control over your money, anytime and anywhere.

Put Your Idle Funds to Work

Instead of keeping your extra business money unused, you can earn more with a fixed deposit. It is safe, simple, and helps your business grow steadily. With Tide Business India, you can open and manage your fixed deposit easily from your phone, without any stress.

Start your fixed deposit via Tide App today and make your business funds work better for you.

Tide | Do what you love.
This website is provided to you by Tide Platform Private Limited, part of the Tide Group. Tide is not a bank and does not hold or claim to hold a banking license. Tide is a business financial platform and the leading digital challenger in business banking services. We believe that a platform approach is the future of business banking, allowing us to offer both financial and admin services to Small and Medium Enterprises, saving them time (and money) to allow them to focus on what they love: running their businesses. *Group Insurance may be offered as part of services offered by our engaged partners. Tide, the Tide logo, the Swell, and Do less banking are trademarks and trade names of the Tide Group, and may not be used or reproduced without the consent of the owner.