What is Tide Business India? Complete 2026 Guide for MSMEs, SMEs & Startups
Feature | Details |
|---|---|
Platform Name | Tide Business India |
Target Users | MSMEs, SMEs, startups, freelancers |
Key Services | Business account, Tide Expense Card, invoicing, bill pay, Credit, UDYAM & GST registrations, Be Online (website builder), Fixed Deposits, Bahi Khata |
Registration | Fully online |
Availability | India |
Best For | Small business owners, solopreneurs, service providers |
Requirement | Details |
|---|---|
Age | Must be 18 years or older |
Citizenship | Resident citizen of India |
Business Type | Sole proprietors, freelancers |
PAN | Valid PAN card required |
Aadhaar | Must be linked to registered mobile number |
User Type | How Tide Helps | Key Feature |
|---|---|---|
Small Business Owners | Manage invoices and expenses | Tide Expense Card |
Startups | Organise business finances | Expense Cards via Partners |
Freelancers | Track client payments | Invoice Assistant |
Traders | Simplify billing and payments | QR Payments |
Service Providers | Manage cash flow | Invoice Assistant |
Feature | Benefit |
|---|---|
Tide Expense Card | Make business payments and track expenses |
Invoice Assistant | Create and send GST-compliant invoices |
Bill Payment Rewards | Earn rewards for bill payments |
Business Loans | Access funding through partner lenders |
QR Payments | Accept customer payments quickly |
Digital Transfers | Send and receive money securely |
FD Savings | Earn returns on savings |
Expense Cards via Partners | Manage partner or team spending |
Business Registration | Apply for Udyam and GST registration |
Feature | Details |
|---|---|
Card Network | RuPay |
Joining Fee | Zero |
Annual Fee | Zero |
Contactless Payments | Enabled |
Transaction Limit | Up to ₹5000 without PIN |
Higher Transactions | PIN required |
Notifications | Real-time transaction alerts |
Expense Tracking | Available in the Tide app |
Feature | Purpose |
|---|---|
Online Payments | Use card on e-commerce websites and apps |
Contactless Payments | Tap-to-pay transactions |
ATM Withdrawals | Withdraw cash from ATMs |
Transaction Limits | Set spending limits |
Traditional Method | Using Tide Business India |
|---|---|
Manual invoices | Digital GST compliant invoices |
Cash expense tracking | Real-time tracking |
Multiple tools | All-in-one platform |
Paper receipts | Digital records |