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Blog Tide Update Tide simplifies everyday commute for SMEs with NCMC-enabled expense card

Tide simplifies everyday commute for SMEs with NCMC-enabled expense card

3 min. read
15 Oct 2025
15 Oct 2025
15 Oct 2025
3 min. read
15 Oct 2025

Launch marks a major step to bringing travel and payments for entrepreneurs on one platform

New Delhi, 15 October 2025: Tide, India’s leading financial management platform for SMEs, has added National Common Mobility Card (NCMC) support to its RuPay-powered Expense Card, helping small businesses and freelancers to tap, travel, and transact with a single card. Tide members can now pay for metro, bus, toll, and parking in major Indian cities while managing invoices, reimbursements, and expenses seamlessly in the Tide app.

Backed by the Government of India, the NCMC integration allows users to pay for public transit and business-related travel using one card. This eliminates the need to carry multiple travel cards or switch between payment apps. With top-ups available through the Tide app in real-time, members can instantly recharge their cards, check balances, and enjoy faster, queue-free access at transit gates. 

The integration is designed to help entrepreneurs, freelancers, and small business teams constantly on the move. Bringing together NCMC’s interoperable travel payment system with Tide’s business expense management features means users can manage their travel and business spending in one secure place. This also complements Tide’s existing suite of financial tools, enabling SMEs to manage payments, invoices, and expenses in one unified platform.

Commenting on the launch, Kumar Shekhar, Deputy Country Manager, Tide in India, said, “Our goal has always been to make business spending simple. With the integration of NCMC support, we’re taking a big step toward enabling seamless travel and business expense management. Our members can now use a single solution to easily tap into transit, tolls, and public transport, while ensuring their business spending is captured, categorised, and reconciled in real time. This is not just an upgrade, it's a game-changing way of how business owners can travel, manage expenses and cash flow across India’s diverse mobility landscape.”

The introduction of NCMC support follows Tide’s ongoing efforts to expand its product portfolio and deliver integrated business management solutions tailored to India’s small businesses. By offering payments, invoicing, Udyam and GST registration, government scheme discovery, bill payments, and fixed deposits, Tide is strengthening its role as a one-stop business management platform for entrepreneurs.

Since launching in late 2022, India has become Tide’s fastest-growing market, now serving over 800,000 SMEs in just over 2.5 years. Indian SMEs represent the majority of Tide’s 1.6 million global member base. Tide's mission is to save SMEs time and money so they can get back to doing what they love. Tide’s integrated platform is simple, intuitive, and a digital-first product that is easy to set-up in real-time.

Tide offers RuPay-powered Expense Cards in partnership with Transcorp (an RBI regulated PPI issuer). 

About Tide:

Launched in 2017, Tide is the leading business management platform in the UK. Tide helps SMEs save time (and money) in the running of their businesses by not only offering business accounts and related admin services, but also a comprehensive set of highly usable and connected administrative solutions from invoicing to accounting. 

Tide has nearly 800,000 SME members in the UK (14% market share) and more than 800,000 SMEs in India. Tide launched in Germany in May 2024 and in France in September 2025. Tide has also been recognised with the Great Place to Work certification three years in a row. Tide has been funded by Anthemis, the Apax Digital Funds, Augmentum Fintech, Creandum, Salica Investments, Latitude, LocalGlobe, SBI Group, Speedinvest and TPG, amongst others. It employs more than 2,500 Tideans worldwide. Tide’s long-term ambition is to be the leading business management platform globally.

LinkedIn: https://www.linkedin.com/company/tide-banking/

Twitter: https://twitter.com/TideBusinessIND 

Instagram: https://www.instagram.com/tidebusinessindia/ 

Facebook: https://www.facebook.com/TideBusinessIndia

Tide | Do what you love.
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