View and manage your account limits

To help keep your Tide account secure and compliant with applicable regulations, certain transaction and account usage limits may apply.

These can include limits related to:

Account balance

Bank transfers and payments

Transactions to newly added beneficiaries

Tide Card usage and ATM withdrawals

View and increase your limits

To check your applicable limits in the Tide app:

Tap Pay

Select your business account

Go to Account Limits

Here, you’ll be able to view the limits applicable to your account.

If you need higher limits for your business transactions, you may be able to request an increase directly through the app:

Tap Pay

Select your account

Go to Account Limits

Tap Request Limit Increase

Our team will review your request and share updates through the Tide app messages section.

Your account balance limit is the maximum amount that can be held in your Tide business account at a given time.

If your balance reaches this limit, certain transactions or incoming payments may be restricted until:

Funds are moved out of the account, or

A higher limit is approved

For your security, always transfer money only to accounts you trust and control.

These limits determine how much money can be sent through bank transfers or other payment methods within a specific period.

If the limit is reached, additional payments may not go through until the limit resets or an increase is approved.

This is the maximum amount allowed for a single transaction.

If a payment exceeds the allowed limit, the transaction may fail and you may need to split the payment or request a higher limit.

For security reasons, payments to newly added beneficiaries may be temporarily restricted for a short period after they are added.

This additional protection helps reduce the risk of fraud and unauthorised transactions.

Before making a payment, always verify the beneficiary details carefully.

Your Tide Card may also have usage limits, including:

Daily card spending limits

Monthly card transaction limits

ATM withdrawal limits

These limits help keep your account and transactions secure.