Smart business account

Get ready for the business account that gives you

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    Save time (and money) on your business admin - and get back to doing what you love.

    Our free business account is packed with simple but powerful admin tools and flexible credit options to help you launch and grow your business.

    For companies of all shapes and sizes

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    Freelancers

    Straightforward business accounts at no monthly cost to get started with, for sole proprietors, consultants and self employed

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    Small businesses

    Limited companies save time with accounting integration, invoicing directly from the app and Expense Cards for easy expense management

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    Scaling businesses

    Upgrade your accounts when your business needs more support and enjoy exclusive perks

    Think smart, think Tide

    We’re the leading provider of digital business banking services in the UK and one of the UK’s fastest growing fintechs.

    With over 1 in 20 small business owners in the UK banking with us, we’re ready to go global and empower entrepreneurs just like you. And what could be more exciting than starting in India!

    Keep up to date with our latest news and be one of the first to try out Tide India.

    Sign up now to get exclusive previews and early access

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      Frequently asked questions

      Can I migrate my existing bank account to Tide?

      No, as of now, we do not support any account migration facility.

      Can I change my Bank for Tide Account?

      No, currently we are offering bank accounts in partnership with RBL Bank only.

      Which bank is used for Tide account?

      Tide is offering bank accounts in partnership with RBL Bank.

      Do I need to visit any branch to open my Tide account?

      No, you need not visit the branch, you can open your Tide account online by writing to us at indiasupport@tide.co or register your interest through our website www.tide.co/in

      How Tide account is different from a Bank account?

      Tide provides almost all the banking features and more.

      To list some of them:

      • A new bank account journey can be completed in as little as 10 minutes on a mobile device. This saves businesses valuable time in getting their company and/or account set up to operate efficiently, rather than having to visit a branch.
      • No credit check is required to open an account, therefore there is no risk in members trying out Tide alongside an existing account.
      • Free sign-up, with no annual or monthly fees. This saves member’s money that can be invested into their business instead.
      • Access to all Tide Platform product features to manage their business admin such as GST Registration, Receipt Importer, Expense Management, Expense Team Cards, Accountancy Software Integrations, Invoicing Tool, Invoice Protection and Payroll Management*.
      • Upon successful account set-up, you would be eligible for Tide benefits** as well.

      * Features to be rolled out in upcoming months. **Benefits subject to promotional campaigns.

      How do I approach Tide to open a savings account?

      You can write to us at indiasupport@tide.co, or visit www.tide.co/in and our team will get in touch with to you to take it forward.

      Why should I join Tide?

      Tide accounts come packed with smart and time-saving tools, letting you focus less on administrative tasks and more on your business. One can open a Tide account in as little as 10 minutes on a mobile device (android version 5.1.1+), along with saving businesses valuable time in getting their company and/or account set up to operate efficiently, rather than having to visit any branch. That’s just the beginning! You can see more on our features page, and keep up to date with what’s coming next on our roadmap.

      Does Tide offer bank accounts?

      Yes.

      There would be two different types of accounts available with Tide:

      1.  Savings Account, regulated by the Reserve Bank of India (RBI) in partnership with RBL Bank.
      2.  Current Account, regulated by the Reserve Bank of India (RBI) in partnership with RBL Bank.

      Right now, we are only accepting applications for savings account. Applications for current account will be started soon. We are also working on a host of new features for you to use. Visit www.tide.co/in for updates.

      What ID will I need to open a bank account with Tide?

      We need the following documents to help you open an account:

      For Savings Account:

      1. PAN
      2. Proof of Address (Aadhaar)

      For Current Account:

      1. PAN
      2. Proof of Address (Aadhaar/Driving License/Passport/etc.)

      Can I open an account? (our eligibility criteria)

      To apply for a bank account with Tide, you will need to meet our eligibility criteria outlined below:

      Currently (for Beta phase) only individuals and sole proprietor business can apply for a bank account with Tide. Applicants must be Indian citizens and aged 18 or above. The applicant must have a PAN card, Aadhar and its mobile number linked to Aadhar.

      We’re on a mission to help businesses owners spend less time on money admin, and we want to enable as many small businesses as possible to do that.

      We hope to broaden this scope as we grow, but currently we’re unable to onboard the following types of businesses:

      • Trading of cryptocurrencies
      • Trading of precious metals and stones
      • Money services (such as foreign exchange, loan providers, money transfers)
      • Casinos, prize draws and other betting or gambling activities
      • Sale or trade of unlicensed drugs & pharmaceuticals
      • Trading of weapons, explosives or armaments
      • Unlicensed trading and processing of scrap metal
      • Unlicensed waste management
      • Import and export of automotive vehicles or heavy machinery
      • Bidding/ auction houses
      • Money laundering services
      • Political parties
      • Charities
      • Unlicensed chit fund businesses
      • Live animals or hides/ skins/ teeth, nails and other parts etc. of animals;
      • Encourage or incite violent acts; or
      • Adult goods and services which include pornography and other sexually suggestive materials (including literature, imagery and other media), escort or prostitution services, website access and/or website memberships of pornography or illegal sites;
      • Activities which defame or slander any person or groups of people based on race, ethnicity, national origin, religion, sex, or other factors;
      • Adoption agencies
      • Any other activities prohibited by applicable law

       

      We reserve the right to change our eligibility criteria from time to time.

      What is Tide? Is Tide a bank?

      Tide is not a bank.

      Tide is a business financial platform and the leading provider of digital business banking services in the UK with a 6 percent market share. We’re the leading provider of digital business banking services in the UK and one of the UK’s fastest growing fintechs. We would be providing similar services in India.

      At present, Tide offers savings bank account, provided by RBL Bank which is regulated by the Reserve Bank of India (RBI).

      With over 1 in 20 small business owners in the UK banking with us, we’re ready to go global and empower entrepreneurs just like you. We believe that this model gives us the opportunity to provide a wider range of products and services to our members, helping them save time (and money) on their financial admin.

      How long does it take to open a bank account with Tide?

      Savings Account is available for use in typically 1 day after application, while Current Account takes about 10 days to be active after application, post successful submission of all required details.

      Do you carry out credit checks?

      Tide accounts are provided by RBL bank and regulated by RBI, India. No credit check is required to open an account, therefore there is no risk in clients trying out Tide alongside an existing account. We carry out credit checks only if you express interest in Credit Products.

      Can I apply from outside India?

      Currently Tide services are available in the UK and India. To apply from outside India, you need to have a valid UK registered mobile number.

      Tide business banking India member preview
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      Ready to get the business account that’s free, easy to open and packed with brilliant features?

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