Smart business account

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Save time (and money) on your business admin - and get back to doing what you love.

Our business account is packed with simple but powerful admin tools to help you launch and grow your business.

Get time back in your hands

Open a business account in minutes without any appointments or queuing.


Payments made simple

Load money into your account using net banking and UPI. Accept money hassle-free using QR code (coming soon). Get real-time notifications for better expense management.


Simplify Business with the Tide Expense Card

Tide Expense Card in partnership with Transcorp International Ltd (an RBI regulated PPI issuer) and powered by RuPay lets you make payments at all RuPay accepting merchants. Lock, unlock and block your card on-the-go with your Tide App and enjoy the smart way to make business purchases.

All that you need and more


Rapid setup

Get a business account in minutes.


Absolute protection

We employ stringent measures to ensure the safety of your funds.


Immense flexibility

Manage your Tide Expense Card on the go with the Tide app.

Get started

No queuing or appointment needed.

  1. Download the app.

    Click on the link.

  2. Tell us about your business.

    Furnish your PAN card details.

  3. Provide your address.

    Furnish your address as per your Aadhar card.

  4. Appear for the video identity verification.

    Ensure that you have an ID proof with you.

  5. check_circle

    You are ready to go!

    You will get your expense card shortly.

Think smart, think Tide

So, what’s holding you back? We’re the leading provider of digital business banking services in the UK and one of the UK’s fastest growing fintechs.

With over 1 in 10 small business owners in the UK banking with us, we’re ready to go global and empower entrepreneurs just like you. And what could be more exciting than starting in India!

Get started

Frequently asked questions

Who can open a Tide Business Account?

The applicant must satisfy the following conditions to become a Tide member :

  1. Their age should be more than 18 years.
  2. Their Aadhaar should be linked to a mobile number.
  3. They must be an Indian citizen.
  4. They must have a valid PAN card.
  5. They must use an Android-based mobile phone.

Is Tide a bank?

No, Tide isn’t a bank but a business financial platform. In the UK, with over 1 in 13 small business owners choosing Tide, we are the leading provider of digital business banking services. We’re now ready to go global and empower entrepreneurs just like you. In India,  our current offering of the Tide Business Account and Tide Expense Card (in partnership with Transcorp i.e. licensed PPI Issuer) will help small business owners and freelancers manage business expenses better. We also look forward to providing you with a comprehensive set of highly usable administrative solutions in the future to help you save time and money.

How long does it take to open a Tide Business Account?

Opening a Tide Business Account with us only takes a few minutes. No appointments or queueing is required.

How can I add money to the Tide Expense Card?

You can use UPI to add money to your Tide Expense Card.

What is the Tide Expense Card?

Tide Expense Card is a useful tool to empower businesses with a prepaid- card that can help manage their expenses better.

What is the Tide Business Account?

Tide Business Account and Tide Expense Card track spending and business expenses, enable transactions at all RuPay-accepting merchants and together help businesses save time and money. We also look forward to also offering facilities such as invoice generation, credit services, and payroll management, in the future to help businesses manage their finances better.

How will I receive the Tide Expense Card?

You will receive your Tide Expense Card within 5-7 working days of successfully completing your VKYC process. The delivery date may vary depending on a member’s location. Once you receive the Tide Expense Card, you can activate it from the Tide app.

Where will I receive my Tide Expense Card?

You will receive your Tide Expense Card at the communication address mentioned during the sign-up registration process.

How can I use my Tide Expense Card?

You can make payments at all RuPay-accepting merchants offline and online with the Tide Expense Card.

What can I do if I face any issues with the Tide App?

You may click on the support button on the Tide App and chat with us or write to us at

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