Securely send dollars

How to get your account ready and make dollar payments.

This guide shows you how to:

🔗 Make USD payments with ACH

🔗 Pay USD to a new payee on mobile

🔗 Pay USD to an existing payee on mobile

🔗 Pay USD from your laptop or PC

🔗 Understand our fees and FX markup rates

Get your account ready to send USD

What you need for sending USD

You'll need your ACH details.

The Automated Clearing House (ACH) system is a way to send out electronic credit and debit transfers. It allows payments in the U.S. and internationally.

Get your ACH details

You'll only get one set of ACH account details. If you have , these details will be linked to your primary Tide account.

Pay someone in USD

Add your payee if they're new

If you're transferring USD to a brand new recipient, you'd need to add their bank details.

Pay USD

Processing your USD payment

As a general guideline, it takes 5 to 6 working days to send money outside the UK.

Tide cannot guarantee the exact time taken as this depends on the local and intermediary bank systems.

Amounts you can pay

The minimum USD payment you can make from your account is 2 USD. There aren’t any limits on the number of USD payments that you can send.

As with all of our international payment services, regulatory restrictions apply to .

USD payment won't go through?

This could be because:

USD fees

Your USD via ACH transactions are subject to a fee (based on your ), the interbank exchange rate on the day, and a FX markup.

We collect the fees during payment processing. You'll see them listed in the confirmation screen (when making a payment).

	Free	Lite	Pro	Max
USD payment fee	5 free, then 20p each	30 free, then 20p each	Free Free	Free Free
USD FX fee	1.5% 1.5%	0.5% 0.5%	0.5% 0.5%	0.5% 0.5%

Free

Lite

Pro

Max

USD payment fee

5 free, then 20p each

30 free, then 20p each

Free

USD FX fee

1.5%

0.5%