Terms and Conditions: Cashback for Daily Top Spender

  1. Offer Details
    1. This offer will begin on 8 June 2024 and will end on 9 June 2024 (both dates inclusive).
    2. This offer is available to select members only. We will reach out to the eligible members on call, email, SMS, WhatsApp or through the Tide app.
    3. As part of this offer, one (1) Tide member can get INR 5000 cashback every day upon making Tide Expense Card transactions which meet the eligibility criteria for this offer.


    1. To be eligible to get cashback, you must: (a) spend at least One Lakh Fifty Thousand Rupees (INR 1,50,000) on a calendar day falling within the offer period using your Tide Expense Card; (b) be the highest spender (out of all participating Tide members) on such calendar day; and (c) make such transactions for personal use and not for business use.
    2. In case of a tie (where two or more members spend the same amount), such members will be required to answer qualifying skill-based questions correctly within the given time period using the link we share. The member first in time to answer the questions correctly will be eligible to claim the reward – 5000 cashback. The timestamps of responses will be used to determine the time of answering the qualifying question. If you do not respond within the given time period, or answer any question incorrectly, you will not be eligible to claim the reward.

    Other Applicable Terms

    1. These offer terms and conditions are to be read together with the Tide Membership Terms and the Tide Rewards Terms and Conditions. Members who are not compliant with those terms will be disqualified from this offer.
    2. This offer, the eligibility criteria, disqualification criteria, validity criteria for transactions, rewards and any other terms can be modified, withdrawn, or cancelled, in part or in full, at any time, in our sole discretion, without any intimation.
    3. This offer is only valid once per member and no member will be eligible to win more than once under this offer. This offer cannot be used in conjunction with any other Tide offer or promotion.
    4. We consider the date on which money is deducted from your PPI (linked with your Tide Expense Card) as the date of the transaction.
    5. Cashback will be credited in the prepaid payment instrument (PPI) associated with the eligible members’ Tide Expense Card. We aim to make the cashback payment within forty five (45) working days from the last date of the offer period.
    6. If your Tide Expense Card is cancelled or withdrawn, or if the PPI associated with your Tide Expense Card is terminated or suspended, the reward earned under this offer (which are yet to be delivered) will be deemed forfeited.
    7. Only genuine transactions will count towards eligibility for this offer. A transaction will not count towards the eligibility for this offer if: (a) you cancel or reverse the transaction; (b) the transaction is invalidated or refunded or fails to go through; (c) the merchant or you dispute the transaction; (d) the transaction is made to load/fund your PPI associated with the Tide Expense Card; (e) the transaction is not made during the offer period; (g) the transaction is a cash withdrawal from an ATM; (h) the transaction is not valid or appears to be suspicious or fraudulent or done with an intent to abuse the process or for wrongful gain to any member or wrongful loss to Tide; (i) the transaction is made towards a purchase of prohibited goods or services; or (j) the transaction is directly or indirectly made towards payment of rent, utilities, bill payments, fuel or education fee. This list is non-exhaustive and may be subject to change from time to time. Merchants or the merchant banks get a specific code based on what they sell or the services they provide. This code is called a Merchant Category Code (MCC). We use the MCC to determine the nature of a transaction. We do not control what type of MCC a merchant gets and cannot change this code. This means that in some cases, a transaction which seems to be eligible for this offer may not actually be eligible because of the MCC.
    8. If we find that the reward has been delivered to you incorrectly, we reserve the right to cancel or set off such erroneously delivered reward against any sums we owe you, subject to applicable law. We also reserve the right to withhold or forfeit a reward we believe has been earned fraudulently.
    9. This offer is being made on a ‘best efforts’ basis and participation in this offer is voluntary. By participating in this offer, you agree to release from liability, and hold harmless us, and any of our affiliates, employees or agents representing or related to us and our services/products. This release is for all liability arising out of, or in connection with this offer, even if caused or contributed to by our negligence.
    10. Our decision as to the reward and any associated computation will be final and binding. For any disputes about the reward, you must reach out to us at indiasupport@tide.co within thirty (30) days from the last date of the offer.