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BUSINESS LOAN CALCULATOR

Get your business loan simulation in seconds

Compare financing offers from our accredited lending partners.

Business Loan Simulation

With our business loan calculator, you can estimate your monthly repayments and the total cost of your loan. Get a better understanding of how much you can borrow.

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Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer. Tide will not be responsible for any discrepancy in the loan calculations and does not accept any liability for loss, which may be attributable to the reliance on and use of this calculator. You should always check directly with a lender to confirm the final offer and repayment amounts before selecting a financial product.

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Over 24,000 businesses funded worldwide

With more than €1.3 billion in loans granted, Tide is now available in France.

What is a Business Loan Calculator?

A business loan calculator is an online tool that helps entrepreneurs quickly and easily explore their financing options.

It takes into account elements like the loan amount, interest rate, and repayment term to estimate the total cost of borrowing.

Using a business loan calculator helps you understand how much you can borrow, and how much interest you might pay.

How to calculate the cost of your Business Loan?

Tide’s business loan calculator makes it easy to estimate the cost of your financing. Just enter a few details to get your estimate.

Funding amount

Enter an amount between €1,000 and €5,000,000.

Annual interest rate

Interest rates vary depending on the lender. If you’re unsure, use 10% as a guideline.

Loan term

Choose how long you’d like to repay your business loan.

Note: This is an indicative estimate only. Final terms must be confirmed with the lender before applying for a loan.

Apply for a business loan in 3 simple steps

  1. Tell us about your project Answer a few questions to help us understand your needs.

  2. Compare available offers View tailored financing options from our trusted partners.

  3. Choose your offer and receive your funds Complete your application and once approved, get funded in as little as 24 hours.

Get a business loan

What are the requirements to get a business loan on Tide Platform?

Each partner has their own conditions, but most of the time, you’ll be asked to:

  • Have a registered business in France (e.g. EI, EURL, SASU)

  • Provide supporting documents (For example: ID, proof of income, business history... depending on partner requirements)

  • Meet a minimum revenue threshold (Varies by partner offer)

Get a business loan

Access financing offers from our trusted partners

Tide Platform SAS is registered with ORIAS (no. 25004523) as a non-exclusive banking and payment services intermediary (IOBSP).

AaronOng Ong Buns

With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business.

Save time. Cut costs. Get back to business.

Join over 1.5 million entrepreneurs who already trust us.
Discover our business account

Tide | Do what you love.
Tide Platform SAS is a simplified joint-stock company registered in France with RCS of Paris under SIREN 941 999 567, with its registered office at 5th Floor, 33 rue François Ier, 75008 Paris, France. Tide Platform SAS is registered with ORIAS under number 25004523 as a non-exclusive banking and payment services intermediary (mandataire non exclusif – IOBSP), and as a mandated credit intermediary (MIOBSP) for certain credit activities. Tide Platform SAS acts as a non-exclusive agent in banking operations and payment services (MOBSP) to offer business accounts provided by Adyen N.V. Adyen N.V. is a Dutch public limited company (Naamloze Vennootschap) registered under the number 34259528 at Simon Carmiggeltstraat 6, 1011 DJ Amsterdam, the Netherlands. Adyen N.V. is licensed as a credit institution by De Nederlandsche Bank and can therefore provide cross-border services within the EEA. In the EU, Adyen N.V. is registered in the Dutch Deposit Guarantee Register. This means that eligible funds up to €100,000 are legally protected by the Dutch deposit guarantee scheme. For further information visit Mentions légales. The Tide Card is issued in the EU by PPS EU SA pursuant to license by Mastercard® International, is a payment services product and is subject to the Tide Card Terms and Conditions of PPS EU SA. The Tide Card is marketed by Tide Platform S.A. Tide Platform S.A. is registered as an agent of PPS EU SA under agent ID - PPSELUA000001. PPS EU is an affiliate member of Mastercard and authorized as an electronic money institution by the National Bank of Belgium under number 0712775202. Under this license, PPS EU SA may provide the licensed services through its passporting rights in other EU member states. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Tide Platform S.A. designs and operates the Tide website and app. “Tide” means Tide Platform S.A. and Tide Platform SAS collectively. Tide is not a bank. © Tide 2025