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VIRTUAL CARD

A virtual card for your online payments and subscriptions

Get your free virtual card as soon as you open your Tide business account. Use your virtual card your way, and manage your online or in-store payments securely.

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The smart business management platform built for professionals. Now available in France.

What is the Tide virtual card?

What is the Tide virtual card?

The Tide virtual card is a secure, free payment card that comes with your business account. It’s available instantly in your app, so you can make online or in-store purchases, even without a physical card.

Simple, fast, and mobile: it's the perfect way to manage your business spending without interruptions.

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One virtual card, many benefits

Ready to use right away

Get instant access as soon as you open your Tide account in the app.

Up to 5 free cards

Create or replace up to 5 virtual cards every month at no extra cost.

Contactless payments

Use your card online or in-store with Apple Pay or Google Pay.

Instant replacement

Delete and replace your card in seconds, directly in the app.

Same balance, separate details

Your payments come from the same account, but each card has its own details.

Stronger security

Protect your information by updating your card details anytime.

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How to use your Tide virtual card?

How to use your Tide virtual card?

Your virtual card is ready in the app as soon as your business account is activated. Just follow a few simple steps to get started:

  1. Go to the Cards section in your Tide app and select your virtual card

  2. Enter your passcode or use biometrics to view your card details

  3. Your card is ready to use

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Stay protected

Stay protected

Keep your payments secure at all times.

You can update your virtual card details in seconds, directly in the app.

Think something’s not right? Delete your card and create a new one in just a few taps.

Keep your business moving

Keep your business moving

No physical card? No problem.

Your virtual card is always available in the app. Use it online or make contactless payments with Apple Pay or Google Pay, so you can keep business running smoothly.

Stay in control

Stay in control

Track your spending, card by card.

Set monthly limits, filter transactions by card type, and keep on top of your payments, all in the Tide app.

Who is Tide for?

Tide offers a platform with financing options and business management solutions for self-employed professionals operating under the following legal statuses.

Auto-entrepreneurs

Ideal for micro-businesses, freelancers, consultants, and sole traders operating under an individual status.

Sole shareholder companies

For founders of an EURL or SASU running a registered company with separate legal personality.

New and established businesses

Whether you're just starting out or already running an established business, Tide adapts to your needs as you grow.

How to open a business account with Tide?

Set up your online business account in minutes. No paperwork required.

  1. Download the Tide app Available on iOS and Android, the app guides you step by step.

  2. Tell us about your business Provide a few details and verify your identity securely.

  3. Account approved, payments activated Once your account is verified, start paying with your mobile (Apple Pay or Google Pay), no need to wait for your physical card.

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Matt HerdBeaucroft Watches

Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account.

Frequently asked questions on Tide virtual card

Virtual Cards are automatically issued on all Tide accounts during account creation. After that, only account Admins can cancel and issue a new Virtual Card for the business account.

Your Tide Virtual Card works just like your physical card. You can use it for online and in-app purchases and set spending limits. The only difference is that the Virtual Card exists entirely in digital format and doesn’t have a physical version.

You can request and issue a Virtual Card directly from the Tide mobile app in the card management section. Once issued, it’s ready to use immediately.

Yes. You can cancel your Tide Virtual Card at any time within the Tide app. If your card is compromised, you can instantly issue a new one (subject to any account or policy limits).

Yes. Tide Virtual Cards can be added to digital wallets just like physical cards. You can enrol your card from the Tide app or add it manually using the full card details visible in the app (though the manual method is not recommended for security reasons).

Yes, both cards are issued at the time of account creation and are active simultaneously on your Tide account, allowing you to use them for different types of spending.

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Tide Platform SAS is a simplified joint-stock company registered in France with RCS of Paris under SIREN 941 999 567, with its registered office at 5th Floor, 33 rue François Ier, 75008 Paris, France. Tide Platform SAS is registered with ORIAS under number 25004523 as a non-exclusive banking and payment services intermediary (mandataire non exclusif – IOBSP), and as a mandated credit intermediary (MIOBSP) for certain credit activities. Tide Platform SAS acts as a non-exclusive agent in banking operations and payment services (MOBSP) to offer business accounts provided by Adyen N.V. Adyen N.V. is a Dutch public limited company (Naamloze Vennootschap) registered under the number 34259528 at Simon Carmiggeltstraat 6, 1011 DJ Amsterdam, the Netherlands. Adyen N.V. is licensed as a credit institution by De Nederlandsche Bank and can therefore provide cross-border services within the EEA. In the EU, Adyen N.V. is registered in the Dutch Deposit Guarantee Register. This means that eligible funds up to €100,000 are legally protected by the Dutch deposit guarantee scheme. For further information visit Mentions légales. The Tide Card is issued in the EU by PPS EU SA pursuant to license by Mastercard® International, is a payment services product and is subject to the Tide Card Terms and Conditions of PPS EU SA. The Tide Card is marketed by Tide Platform S.A. Tide Platform S.A. is registered as an agent of PPS EU SA under agent ID - PPSELUA000001. PPS EU is an affiliate member of Mastercard and authorized as an electronic money institution by the National Bank of Belgium under number 0712775202. Under this license, PPS EU SA may provide the licensed services through its passporting rights in other EU member states. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Tide Platform S.A. designs and operates the Tide website and app. “Tide” means Tide Platform S.A. and Tide Platform SAS collectively. Tide is not a bank. © Tide 2025