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THE FREE ONLINE BUSINESS ACCOUNT

Open your business account for free today

  • Apply for your business account in just a few minutes, with no monthly subscription

  • Receive your free Mastercard

  • Flexible payments via SEPA transfers, SEPA Direct Debits, Apple Pay or Google Pay

  • Deposit protection up to €100,000

  • In-app customer service available

 Open an account

Business accounts are provided by Adyen. Until 31 January 2026, SEPA transfers and Direct Debits are free for all new account openings. Conditions apply.

Over 1.5 million entrepreneurs already trust us. Ready to join them?

The smart business management platform built for professionals. Now available in France.

An online business account built with and for entrepreneurs

Explore Tide’s business account key features. Everything you need to run your business, with none of the hassle.

Free business account

Open a business account with no paid subscription.

Fast online setup

Open your business account, directly from the Tide app.

Free Mastercard

Get a free, contactless Mastercard for your business expenses.

Flexible payments

Pay via SEPA transfers or direct debits, Google Pay or Apple Pay.

Protected deposits

Your funds are protected up to €100,000 via our partner Adyen N.V., authorised by the Dutch central bank.

Customer support

Get help from our support team from the Tide app.

Open an account

How to open a business account with Tide?

Set up your online business account in minutes. No paperwork required.

  1. Download the Tide app Available on iOS and Android, the app guides you step by step.

  2. Tell us about your business Provide a few details and verify your identity securely.

  3. Account approved, payments activated Once your account is verified, start paying with your mobile (Apple Pay or Google Pay), no need to wait for your physical card.

 Open an account

Your financial security is our priority

Deposit protection

Your funds are protected up to €100,000 through Adyen N.V.

Secure online payments

3D Secure with two-factor authentication for added protection.

Data privacy

Fully GDPR-compliant: your data stays safe and secure.

Simple business banking from the Tide app

Make and track all your payments quickly, securely and with full cost transparency.

Make and receive payments

Send, receive and schedule payments across France and Europe. Set up recurring payments like subscriptions or supplier invoices with ease.

Pay by card or withdraw cash

Use your free Mastercard for business purchases anywhere. Need cash? Withdraw from ATMs at any time.

Pay with your mobile

Add your Tide card to Apple Pay or Google Pay, or use your virtual card to make purchases with ease.

Stay in control with real-time updates

Receive instant notifications for incoming and outgoing payments so you’re always up to date with your cash flow.

 Open an account

Who is Tide for?

Tide offers a platform with financing options and business management solutions for self-employed professionals operating under the following legal statuses.

Auto-entrepreneurs

Ideal for micro-businesses, freelancers, consultants, and sole traders operating under an individual status.

Sole shareholder companies

For founders of an EURL or SASU running a registered company with separate legal personality.

New and established businesses

Whether you're just starting out or already running an established business, Tide adapts to your needs as you grow.

Matt HerdBeaucroft Watches

Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account.

Are you eligible for a Tide business account?

Opening a Tide business account online only takes a few minutes in the app. To get started, you’ll need to:

 Open an account

Find the right financing to grow your business

  • Apply in just a few clicks

  • Get offers in minutes

  • Receive your funds in as little as 24 hours

  • Monthly rates from 0,9%

  • Business loans up to €5,000,000

 Discover financing options

Frequently asked questions

Find the right financing to grow your business with Tide

Over €1.3 billion funded for 24,000+ businesses. Now available in France

 Discover financing options

Tide | Do what you love.
Tide Platform SAS is a simplified joint-stock company registered in France with RCS of Paris under SIREN 941 999 567, with its registered office at 5th Floor, 33 rue François Ier, 75008 Paris, France. Tide Platform SAS is registered with ORIAS under number 25004523 as a non-exclusive banking and payment services intermediary (mandataire non exclusif – IOBSP), and as a mandated credit intermediary (MIOBSP) for certain credit activities. Tide Platform SAS acts as a non-exclusive agent in banking operations and payment services (MOBSP) to offer business accounts provided by Adyen N.V. Adyen N.V. is a Dutch public limited company (Naamloze Vennootschap) registered under the number 34259528 at Simon Carmiggeltstraat 6, 1011 DJ Amsterdam, the Netherlands. Adyen N.V. is licensed as a credit institution by De Nederlandsche Bank and can therefore provide cross-border services within the EEA. In the EU, Adyen N.V. is registered in the Dutch Deposit Guarantee Register. This means that eligible funds up to €100,000 are legally protected by the Dutch deposit guarantee scheme. For further information visit Mentions légales. The Tide Card is issued in the EU by PPS EU SA pursuant to license by Mastercard® International, is a payment services product and is subject to the Tide Card Terms and Conditions of PPS EU SA. The Tide Card is marketed by Tide Platform S.A. Tide Platform S.A. is registered as an agent of PPS EU SA under agent ID - PPSELUA000001. PPS EU is an affiliate member of Mastercard and authorized as an electronic money institution by the National Bank of Belgium under number 0712775202. Under this license, PPS EU SA may provide the licensed services through its passporting rights in other EU member states. Mastercard is a registered trademark, and the circle design is a trademark of Mastercard International Incorporated. Tide Platform S.A. designs and operates the Tide website and app. “Tide” means Tide Platform S.A. and Tide Platform SAS collectively. Tide is not a bank. © Tide 2025