Do I have to take out the loan if it is approved?

No. With the Tide credit platform, we offer you a non-binding service and put you in touch with the right lender. Even if a loan is approved through our lenders, you are not obliged to accept it.

The loan only becomes binding once you sign the contract and the funds are disbursed, as fees are usually incurred at this point. If you need more time or want to reconsider your decision, it is good to know that the loan approval is valid for 30 days. This gives you plenty of time to make the right decision.