After that date, your savings will continue to earn the standard savings interest rate (currently 1% p. a.) for member with the lite plan. Smart Plan members earn a total yield of 1.5% p.a., consisting of the 1% p.a. base rate (provided by Adyen N.V.) plus a 0.5% p.a. bonus (provided by Tide Platform S.A.). The bonus is subject to maintaining an active Smart membership."