Safety and security


Safe and secure

Your money is held in a regulated, ring-fenced account. Your funds are never moved, invested or lent to anyone else. It’s your money and you can access it whenever you wish.


Rock solid and proven

Our trusted partner, PrePay Solutions (PPS) is a well-established business, partly owned by Mastercard.


Two-factor security

Payments can only be authorised on your phone. And if you switch to a new handset, we request a selfie to confirm your identity.


Freeze lost cards instantly

No worrying, no ringing around. If you think you’ve lost your card then block it with a simple tap.


Authorised by the FCA

PPS hold an e-money licence from the UK Financial Conduct Authority and must comply with its rules on capital and safeguarding. Tide also holds an FCA license as a credit broker.

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Safe limits

Tide protects you with default limits on transaction sizes and your balance. And if you want to raise them, simply chat to us.

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A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by 300,000+ UK businesses.

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