Freelancers, sole traders and limited companies, we’re dedicated to you.
More than 400,000 business owners have chosen Tide to take care of their business finance.
See and manage any Direct Debits in the app
Set up or edit standing orders and one-off payments
Monthly and ad-hoc statements, download as PDF
Export your transactions in multiple formats or share with your accountant
Instantly link your transaction feed to accounting software like Xero and QuickBooks
Easily review your account limits and request changes directly in the app
Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.
Straightforward business bank accounts at no monthly cost to get started for sole traders, consultants and contractors
Limited companies save time with accounting integration, invoicing directly from the app and Expense Cards for easy expense management
Upgrade to our Plus or Premium memberships when your business needs more support and enjoy exclusive perks
Our app is packed with features which save you time and money.
We automatically tag your income and spending. Customise the labels to suit your company.
Upload receipts, auto-match them to transactions, add a note if you like and it’s all stored digitally.
Link your bank account to software like Xero, QuickBooks and more.
No need for a separate system, keep on top of your invoices directly in our app.
We’ve made it easy to manage your Tide card so you stay in control.
Spend on your card in the UK and abroad with no fees and no commission. (Getting cash from an ATM costs £1 and some machines might charge an extra fee.)
Stay in control from anywhere. Use the app to freeze, unfreeze, or cancel and re-order your card.
Order up to 50 Tide Expense Cards for your team and keep track of who's spending what. Set up sub-accounts to ringfence money for expenses.
Spend in shops, buy online and withdraw cash worldwide wherever Mastercard is accepted.
We don’t accept cheque deposits at the moment. However, we understand that cheques aren’t going away any time soon. In 2022, we’ll look into smart ways to process cheques and will contact you when we’ve put these in place.
HM Revenue and Customs (HMRC) is one of the most common issuers of cheques. If you’ve received a cheque from HMRC, you can return it and request a direct bank transfer instead.
In instances where your account is being closed, any remaining funds will be returned to you by bank transfer only. We don’t issue remaining balance cheques at this stage.
Tide accounts come packed with smart and time-saving tools, letting you focus less on admin and more on your business.
That’s just the beginning! You can see more on our features page.
That will depend on whether you’re a sole trader or a registered company.
Tap “Accounts” from your in-app More menu to see your full account limits, or to request a limit increase.
We’ve partnered with the Post Office and PayPoint, so you can deposit cash at over 40,000 locations in the UK!
Here’s how to make a deposit:
Processing Times
Post Office deposits will be credited to your Tide account within a few minutes.
PayPoint deposits will show in your account after about 10 minutes.
Fees and Limits
The Post Office fees are:
There’s a 3% fee on the total deposit value at PayPoint.
At the Post Office, you can make monthly cash deposits of up to £25,000 and a yearly deposit of up to £300,000 (subject to transaction limits controlled by Post Office branches). Other currencies aren’t supported at the moment.
At PayPoint locations, you can deposit between £10–500 each day. Other currencies aren’t supported at the moment.
The fee is automatically deducted from the deposit at the time of processing.
You can deposit cash at any Post Office branch in the UK. If you’re having any issues, you can show them this FAQ.
Yes! You can download a statement on the 4th of the following month.
Just tap More > Transactions > Statements, then select the months that you’d like to download a statement for.
You can export transaction data to CSV files directly from the app – we offer a few different formats to best suit your accounting needs.
The export button is located in the top right corner of your accounts page, directly under the card icon.
Tide is about doing what you love. That’s why we’re trusted by 400,000+ sole traders, freelancers and limited companies throughout the UK.
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