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Get Business Loans and other finance tailored to your needs

  • Check your eligibility in minutes without affecting your credit score

  • Compare Business Loans and other finance options from 120+ lenders

  • Borrow from £1,000 to £20 million

Get Started

Already a Tide member? You can apply for a Business Loan and other finance directly from the Tide app


Tide has joined forces with Funding Options, becoming the largest credit marketplace in the UK. 

Providing over £750 million in funding to more than 15,000 businesses, we’re on a mission to help business owners grow with confidence. 

Why choose Tide to finance your business? 

Applying for small business finance with Funding Options by Tide saves you time – there’s no lengthy application process and you get a decision in minutes.

Free and fast

It’s free to apply and it takes minutes to complete, saving you valuable time

No risk

We run soft eligibility checks so you can compare business loans without impacting your credit score.


Our team of experts will help you from start to finish, searching the market for credit options best matched to your business.


How does a Business Loan application work?

Our process is simple and streamlined, allowing you to get the funding you need. We connect you to the largest network of lenders in the UK, offering you loans tailored to your business needs.

  • Tell us how much you need to borrow We’ll ask you how much you need, what it’s for, and for some basic information about your business. If you already bank with Tide, you can apply for business finance straight from the app.

  • Compare loans without impacting your credit score View affordable credit options that suit the unique needs of your business.

  • Apply in minutes Once approved, you’ll receive a quote from a lender you matched with.

  • Get a decision and receive your funds Depending on the loan, funds could be available in around 24 hours.

Get Started

Business Loan Calculator

Use our business loan calculator below to find out how much you can borrow to take your business to the next level.


Calculations are indicative only and intended as a guide only. The figures calculated are not a statement of the actual repayments that will be charged on any actual loan and do not constitute a loan offer. Tide will not be responsible for any discrepancy in the loan calculations and does not accept any liability for loss, which may be attributable to the reliance on and use of this calculator. You should always check directly with a lender to confirm the final offer and repayment amounts before selecting a financial product.


What you need to apply for a business loan

Whether you’re a start-up or seeking funds to scale, here’s what you need before you get started. 

Am I eligible for a business loan? 

  • You must be over 18

  • Be a UK resident

  • Have a UK-based business

  • Have a UK bank account

What documents do I need to provide?

  • Basic information about your business (age of your business, annual revenue…)

  • Bank statements covering the past year 

Note: Depending on your lending partner, this documentation may differ.


What types of business loans are available?

Boost your cash flow, grow your business or cover your operational costs with our range of funding options.

  • Unsecured Term Loan

  • Short-term Business Loan

  • Merchant Cash Advance

  • Asset Finance

  • Property Finance

Other types of finance:

  • Revolving Credit Facility

  • Business Cash Advance

  • Business Credit Card

  • Invoice Finance

  • Start Up Loan

Get Started

Aaron MoOng Ong Buns

With the help of Tide and their team of financial advisors, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business.

Access a range of business funding options from our trusted partners

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Boost your business credit score with Tide

Use our Credit Builder tool to improve your business credit score over 12 months, and get access to more credit options.  

Make monthly payments into a locked account and build a positive repayment history – at the end of the 12 months you’ll get your payments back minus the interest.

Learn more

Still have questions about our Business Loans?

Help, my question isn’t answered here…

Find answers to all our most frequently asked questions about Business loans


Business account for all your business needs

Tide is about doing what you love. That’s why we’re trusted by 500,000+ sole traders, freelancers and limited companies throughout the UK

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