Ruth and Ciorstaidh of SOLÁS, Tide members
Ruth and Ciorstaidh of SOLÁS, Tide members

TIDE CASHBACK ACCOUNT

Upgrade to Cashback

Get 0.5% cashback every time you spend with your Tide card (terms apply)

Want more from your business bank account? You’ll also unlock more features and priority service.

Join Cashback for £49.99 + VAT per month

Open an account

Earn 0.5% cashback

💳0.5% cashback on everything you spend on your Tide card terms apply

📞dedicated account manager

📤150 free transfers per month

💳3 FREE Expense Cards for co-workers

📑24/7 legal advice helpline

member discounts

🖤matte black card

You’ll earn cashback on everything you spend – no exclusions. We pay your cashback reward directly into your account every month.

If your team-mates or employees have Tide Expense Cards for your account, then you earn cashback on what they spend too!

Terms apply – for example, if you return an item and get a refund.

Cashback account phone support

Extra help for Cashback members

As your business grows, your finances get more complex – we’ll help you get things sorted faster so you can get back to work. Cashback members get this extra help:

  • Dedicated account manager 📞💌

    Call or email your dedicated account manager directly. They’re available 9am til 6pm on working days.

  • Priority service in the app 🌟

    Your messages get VIP attention. Your account manager will reply to you asap.

  • 24/7 legal advice helpline ⚖

    Get answers to your questions on any legal issue, business or personal. Experts are on hand to help you by phone, anytime, every day of the year.

Pick the best option for your business

We’re dedicated to supporting small businesses – that’s why you can open a business bank account with us for free. Cashback is for business owners who want more from their business account. As well as money back on what you spend, you’ll unlock more features and priority service.
You can upgrade or downgrade anytime.

Free

£0.00

monthly

  • Scheduled payments
  • Transfers in & out - 20p
  • Expense Cards £5+VAT/mth per card
  • Read access for team members and your accountant
  • Accounting software integration: QuickBooks, Xero, Sage and more
  • Sub-accounts - ringfence money for expenses, wages or bills
  • Multi-business - hold up to 5 business accounts
  • Member perks
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Dedicated account manager
  • 0.5% cashback when using Tide card
    on all eligible card transactions *

 

Cashback

£49.99

+VAT monthly

  • Scheduled payments
  • Transfers in & out - 150/mth with no fee
  • 3 free Expense Cards
  • Read access for team members and your accountant
  • Accounting software integration: QuickBooks, Xero, Sage and more
  • Sub-accounts - ringfence money for expenses, wages or bills
  • Multi-business - hold up to 5 business accounts
  • Cashback member perks
  • Priority in-app support
  • Phone support
  • 24/7 legal helpline
  • Dedicated account manager
  • 0.5% cashback when using Tide card
    on all eligible card transactions *

* terms apply

Ready for Cashback?

Cashback membership costs £49.99 + VAT per month. To upgrade, open your Tide app and tap More > Upgrade

☝🏾 Tax tip: You can expense the fee as a ‘bank/finance charge’.

Membership of the plan and the cashback offer are subject to our Cashback Terms and Conditions

Not yet a Tide member? Join us for FREE today and upgrade when you’re ready.

Open an account
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Upgrade to Cashback in 3 taps

Follow these steps are you'll be upgraded instantly. You can start earning cashback straightaway.

  1. Sign up to Tide

    If you aren't already a Tide member, sign up for a Tide account

  2. Tap upgrade

    Open the Tide app, tap More > Upgrade

  3. Select Cashback

    Tap Cashback and you'll be upgraded instantly

  4. grade

    All done!

    Your account number and sort code stay the same. You can start using your fee-free transfers immediately and you'll start earning cashback on every purchase made using your Tide card or Expense Cards.

Image of quotes

I earned £424 cashback this month!

One of our Cashback heroes, 2020

Trusted by over 300,000 UK businesses

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Upgrade to Cashback FAQs

What is Tide Cashback?

We’ve created Tide Cashback to give you what we believe is the best value business banking service available on the market. You get:

  • 0.5% cashback on all eligible purchases on your Tide card
  • 150 free transfers a month
  • dedicated account manager
  • access to a 24/7 legal helpline
  • matte black card

And unlike most cashback services, no matter what you buy with your Tide card, you’ll get 0.5% cashback. (With some providers, not all card purchases are eligible for cashback.)

Are any purchases excluded from Tide Cashback?

Only genuine card purchases count.

Repeat purchases might not qualify.

ATM withdrawals don’t count towards your cashback.

If we find out that any cashback has been given or calculated incorrectly, we reserve the right to reclaim or deduct payments from your Tide account, including those relating to returns, exchanges or chargebacks made on your account.

How much does Tide Cashback cost?

It’s £59.99 a month including VAT.

The monthly fee goes out of your Tide account on the 4th of every month.

How can I join Tide Cashback?

To upgrade to Tide Cashback:

  • go to More and click Upgrade
  • select Cashback
  • read and agree to the terms and conditions
  • enter your app passcode

You’ll be upgraded immediately. The fee for your first month is calculated pro-rata.

What happens if I can’t pay the Tide Cashback fee?

If we can’t collect the fee on the 4th of the month because there isn’t enough money in your account, we’ll try again every day until the end of the month.

If we haven’t been able to collect the fee, your account will be automatically downgraded and your access to Tide Cashback will end on the 1st of the following month.

When do I get my cashback payment?

Your cashback payment will go into your account within the first 21 days of the month after you earned it. The payment will have the reference ‘Tide Cashback’.

Help, something’s not right with my cashback payment...

Send us a message in the Tide app to tell us what’s wrong or call your dedicated account manager directly on the contact number in-app. We’ll investigate and reply as soon as possible.

Is the Tide Cashback plan a trial? How long will it be available?

Tide Cashback will run on a trial basis for three calendar months from 4 August 2020. If you no longer wish to be on the Tide Cashback plan during or after this trial, you can downgrade in the app. Otherwise, you’ll remain on the Tide Cashback plan afterwards.

What are the terms and conditions of the Tide Cashback plan?

You can view and save the T&Cs here:
Tide Cashback Terms and Conditions (PDF)

If you have any questions, message us in the Tide app or email hello@tide.co

Help, my question isn’t answered here…

Find answers to all our most frequently asked questions and how to contact our Member Support team.

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A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by 300,000+ UK businesses.

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