Powerful and simple. Apply today through Tide to open an FSCS protected bank account provided by ClearBank.infoTide offers bank accounts provided by ClearBank (ClearBank® Ltd. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority; registration number 754568).
Open an account
Straightforward business current accounts at no monthly cost to get started for sole traders, consultants and contractors
Limited companies save time with accounting integration, invoicing directly from the app and Expense Cards for easy expense management
Upgrade to our Plus or Premium memberships when your business needs more support and enjoy exclusive perks
We’re dedicated to supporting small businesses – that’s why the prices for our business current account start from free. Choose the plan that’s right for you now and upgrade any time as your business grows.
We pay the incorporation fee on your behalf and give you a free business account.
Apply within minutes and get set up all in one go.
We’re an approved formation agent with a secure Companies House integration, so you’re in good hands.
Our business current account is packed with features which save you time and money:
We automatically tag your income and spending. Customise the labels to suit your company.
Upload receipts, auto-match them to transactions, add a note if you like and it’s all stored digitally.
Link your account to software like Xero, QuickBooks, Sage and more.
No need for a separate system, keep on top of your invoices directly in our app.
Manage your finances in a way that works for you, whether it’s in the palm of your hand, or from your computer.
Invite business partners, colleagues or your accountant to view and download transactions.
Download all your payments, attachments and notes, then upload them to any accounting software.
Forget uploading CSVs – connect your account to Xero, QuickBooks, FreeAgent, Sage, KashFlow and Reckon.
We’ve made it easy to manage your Tide card so you stay in control.
Spend on your card in the UK and abroad with no fees and no commission. (Getting cash from an ATM costs £1 and some machines might charge an extra fee.)
Stay in control from anywhere. Use the app to freeze, unfreeze, or cancel and re-order your card.
Order up to 35 Tide Expense Cards for your team and keep track of who's spending what. Set up sub-accounts to ringfence money for expenses.
Spend in shops, buy online and withdraw cash worldwide wherever Mastercard is accepted.
We’ll be able to verify your identity from most European National ID cards, international driving licences and passports.
To apply for an account with Tide, you will need to meet our eligibility criteria outlined below:
To apply for a registered business account, you’ll need to be registered with UK Companies House as a director of that company.
To apply for a sole trader account, you’ll need to be a UK based sole trader or freelancer.
For both account types, you’ll need to be aged 18 or above, have a valid UK phone number and address, and hold a compatible device registered to a UK App or Google Play store.
We’re on a mission to help businesses owners spend less time on money admin, and we want to enable as many small businesses as possible to do that. It’s a balancing act though, certain company types are more complex to onboard, so the scope of businesses we’re currently able to offer accounts to is a little more focused than your average high street bank.
We hope to broaden this scope as we grow, but currently we’re unable to onboard the following types of companies:
You can read more about this in our blog post: Providing financial security for our members.
On-boarding timeframes vary depending on the types of applications we receive, but more than half of our new members this year opened their account in less than 10 minutes.
To be exact, 53% opened their accounts in under 10 minutes, 70% in under 60 minutes, and 81% within 48 hours. Even if your business is a bit more complex and we can’t complete your application right away, if you meet our eligibility requirements it’ll still be far quicker than most high street banks!
Saving our members time is at the core of what we do, so we’re always working to optimise and improve wait times. You can read about why we sometimes need a little more information on our blog.
Unfortunately we’re unable to on-board charities at this stage.
No! To open a current account, we perform electronic checks (run by third-party services) to verify your identity and comply with UK anti-money laundering regulations. While these checks will not impact your credit score, they will appear on your credit report.
Yes! Applicants who are not based in the UK may apply for a Registered Business account, as long as they are directors of a company registered with UK Companies House. In some cases, we may have to complete additional checks in order to process your application.
Don’t forget – you’ll need to switch your App or Google Play store to the UK to download Tide.
Unfortunately not – but you can use Tide alongside your existing bank account until you have fully switched over.
Find answers to all our most frequently asked questions and how to contact our Member Support team.
No queuing or appointment required
On play store or app store
To securely verify who you are
Like what you do and any shareholders
Sometimes we ask for more information
Tide is about doing what you love. That’s why we’re trusted by 300,000+ UK businesses.
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