Do less bankingTM

The current account that gives business owners their time back

Open an account
Tide - Do less banking
Fast
Get a sort code and account number in 5 minutes
Focused
Designed for growing businesses and freelancers
Simple
No monthly fees and just 20p for transfers
Secure
Safe, powerful and loved by members

We’re not a bank. We’re better

1 in 12 business current accounts opened in the UK was with Tide, within a year of our launch.

From consultants to cupcake makers, coders to coat makers, glass-blowers to graphic designers, Tide is banking for modern businesses.

We’d love to have you on board.

Michelle Oh - Tide - Business Banking
Michelle OhFounder of Michelle Oh JewelleryTide member

Features that save you time

  • Instant creditSolve a cashflow crunch, or buy that computer you’ve had your eye on. Access up to £150,000 in under 2 minutes. No credit score impacts and no repayment penalties. Read more >
  • Easy accountingTide automatically tags all income and expenditure with labels of your choice. Understanding your money is simpler than ever - and your accountant will love it too.
  • Card controlWhether you’re ordering team cards, or freezing one you've lost – you won’t need to waste time phoning us. Manage your cards in seconds, straight from the Tide app. Read more >
  • Quick invoicingStop doing paperwork on a Sunday night. With Tide, you can create and pay invoices with a tap - anytime, anywhere.

Don’t just take our word for it

This is the future of bankingSimon B
The banking service I wish I had when I founded ZooplaAlex Chesterman, Founder/CEO
Total business banking at your fingertipsMark W
Digital business bank Tide 'shooting at open goal'Iain Withers
A disruptor to the conventional banking system… it’s proving popularMaryam Moshiri
Tide raises $14m to challenge big banksIngrid Lunden

Get started with modern business banking

Created using Figma
Tide - Macbook - Business Banking
Tide - Instant credit - Business Banking

Tide gives you an account number and sort code in just five minutes

If you’re just starting out on your own, we’re ready and rooting for you. And if your business is already up and running, just try us out alongside your old bank account.

Open an account

Tide Platform Limited designs and operates the Tide website and app. The Tide current account is an e-money account provided by Prepay Solutions (PPS), a trading name of Prepay Technologies Ltd which is an electronic money institution authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 (FRN 900010) for the issuing of electronic money. PPS holds an amount equivalent to the money in Tide current accounts in a safeguarding account with Barclays Bank PLC which gives customers protection against PPS’ insolvency.

The Tide card is also issued by PPS pursuant to license by Mastercard International. This card is for payments from the Tide e-money account.

Tide, the Tide logo, the Swell, and Do less banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without consent of the owner.