Open a business account in minutes

Powerful and simple. Tide gives business owners their time back.

Open an account

Tide Business Banking App Tide Business Mastercard

Contactless Mastercard

Free business Mastercard

Spend on your card with no purchase fees

Spend abroad for free

No sneaky foreign transaction fees – spend abroad at no extra cost

Stay in control

Lost your card? Freeze it and reorder it instantly in the app. Forgot your PIN? It’s there too.

Tide contactless Mastercard

Keep your accountant happy

Make bookkeeping a breeze

Transactions are automatically categorised – and you can change them to your own

Share with your accountant

Give your accountant access to see all of your incomings and outgoings

Sync up with your accounting software

Stop uploading CSVs – connect your account to Xero, FreeAgent, Sage and others

Store your receipts

Attach photos and notes to transactions and declutter your desk

Xero Sage FreeAgent
Tide desktop app accounting features

Involve your team

Give them free Team Cards

No more meetings about money – order up to 35 cards for your team and see who made which transaction

Grant them read access

Invite others in your company to view and download your transactions – perfect for Finance and Admin teams

Tide Team Card Tide Team Card Tide Team Card
Credit in the Tide app

Easy credit from iwoca

Waiting on that big payment?

We’ve teamed up with iwoca to make applying for credit a breeze. Check your limit without impact to your credit score, and repay whenever you want without penalty.

Loved by accountants

Tide partner accountant

“Tide is a breeze to use. Download the app or straight from the website, you’ll start the sign-up process instantly and finish in a few minutes. Our clients get a sort code and account number straight away and a Mastercard within a few days.”

Read more >

Ben Kamara & Rob Gill - Co-founders of Provius - Tide Members

Ben Kamara & Rob Gill

Co-founders of Provius
Tide Members

We’re not a bank we’re better

1 in 12 business current accounts opened in the UK was with Tide, within a year of our launch.

From consultants to cupcake makers, coders to coat makers, glass-blowers to graphic designers, Tide is banking for modern businesses.

We’d love to have you on board.

Our members

Don’t take our word for it

Derek Underhay

I have banked with many alternatives over the years and for business this is absolutely the option that best suits my needs. I find the customer service... Read More

Alan Moore

I’ve just opened a Tide account for my small teaching business. The application was painless and it was easy to answer queries from Tide using the app (I did... Read More

Keith Turner

I can find no negatives. We recently began to use Xero accounting, and the integration with our Tide account was seamless. Highly recommended.


Excellent service thus far - no problems with transactions or integrating with other services such as XERO.

Marcus Flemmings

Great app - wonderful and quick customer service.

Jenny F

Highly recommend if you need a quick setup or multiple accounts. The Xero integration works well too.... Read More

Tony Brown

Great service, great product and a business account opened up within minutes. Thanks to a great effort from Adam in the service team, I've now even got a... Read More

Anthony Hotson

Simple to set up and works flawlessly I like the invoice template that includes All your bank details so you get paid promptly Great App Great Bank

Safe and secure

A big green tick stamped onto a checklist

Authorised by the FCA

We’re powered by PPS. who hold an e-money licence from the FCA and must comply with its rules on capital and safeguarding. Tide also holds an FCA license as a credit broker.

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Your money is held in a regulated, ring-fenced account. Your funds are never invested or lent to anyone else. It’s your money and you can access it whenever you wish.

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Rock solid and proven

Our trusted partner, PrePay Solutions (PPS) is a well-established business, partly owned by Mastercard.

Get started with modern business banking

Open an account in as little as 5 minutes:

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