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App & account features

All your business finance needs in one place

Manage your business finances anywhere, anytime with Tide. Open a business bank account today and get built-in tools for invoicing, accounting, expenses and more.

Open an account

Control all your finances from one app

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Get paid on time

Create, send and track invoices in-app, and generate secure payment links to get paid faster.

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Automate tax and accounting

Use our simple, built-in accounting software or connect your account to Xero, Sage, and others.

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Control company spending

Eliminate manual expense claims and monitor all your company spending with Tide Expense Cards.

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Forecast cash flow

Get automated forecasts of incomings and outgoings, and tips for avoiding shortfalls.

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Apply for business loans

Start your business or fund its growth with tailored borrowing from our trusted credit partners.

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Improve your credit score

Track your business credit score and take steps to improve with our Credit Builder solution.

Smart features at your fingertips

More than 450,000 entrepreneurs take care of their business banking and finances with Tide. Here’s how you could reduce your admin and get more time to do what you love.

Get paid on time with in-app invoices

Generate invoices and send them to customers directly from the Tide app, as soon as you finish the job. Upgrade for automatic late invoice chasing to cut down on your admin.

  • Generate and send professional invoices
  • Match payments to invoices to see who’s paid
  • Spend less time chasing late payments

Invoicing chevron_right

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Control company spending with Expense Cards

Eliminate manual expense claims. Give your team flexibility to make company purchases directly from your account. Set individual spending limits and monitor everything in the app.

  • Spending itemised by person and category
  • Upload receipt pics and match to transactions
  • Monitor spending and change limits instantly

Company Expense Cards chevron_right

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Simplify taxes with our built-in accounting software

Avoid manual accounting admin with the small business accounting software that’s built into your Tide bank account. Try it free until May 2023, then pay just £6.99 +VAT a month.

  • Automate accounting tasks to save valuable time
  • Get automated, real-time estimates of your tax bill
  • Simple and easy to use, ideal for busy entrepreneurs

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Forecast cash flow to improve financial health

Keep your finances healthy with automated 30-day cash flow forecasts. Receive actionable tips for maintaining a strong position and track your credit score with Experian.

  • View status of incoming and outgoing payments
  • See your predicted account balance 30 days ahead
  • Get suggested actions to improve your cash flow

Cashflow Insights chevron_right

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Start or grow your business with affordable borrowing

Your Tide account usage helps us see where credit could help you thrive. We’ll run pre-eligibility checks to show you suitable borrowing options from our partner lenders.

  • Pre-eligibility checks don’t affect your credit score
  • Apply online within minutes for business loans
  • Get quick decisions and receive funds within hoursinfoAdditional eligibility checks might be run when applying for Tide’s partner products. We act as an introducer and not a lender. We give no warranty of any kind nor accept any liability whatsoever in connection with partners’ products or services, or your use of these, including but not limited to availability.

Business loans chevron_right

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Open an account

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Tide seemed (and is) the most modern option out there. We didn't want to have to run to the bank constantly or spend our days on the phone with the bank when we could be making money!

Jenna Hill
Director at Chill Gas Ltd

Account plans that scale with your business

Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.

Free

£0.00 monthly
  • Your Tide business card Free
  • Expense Cards for your team £5 / month
  • Transfers in & out 20p per transfer
  • ATM withdrawals £1
  • Read access for team members check
  • Scheduled payments check
  • Accounting integrations - Quickbooks, Xero, Sage and more check
  • Multi-business - hold up to 5 business accounts check
  • Create and send invoices for free check
  • Priority in-app support close
  • Phone support close
  • 24/7 legal helpline close
  • Exclusive member perks close
  • Support with trademark filing and disputes infoDepending on the nature of trademark services, additional fees may be incurred on a case by case basis close
  • Dedicated team of account managers close
  • 0.5% cashback with your Tide card close

Plus

£9.99 +VAT monthly
  • Your Tide business card Free
  • Expense Cards for your team 1 free expense card included
  • Transfers in & out 20/month free
  • ATM withdrawals £1
  • Read access for team members check
  • Scheduled payments check
  • Accounting integrations - Quickbooks, Xero, Sage and more check
  • Multi-business - hold up to 5 business accounts check
  • Create and send invoices for free check
  • Priority in-app support check
  • Phone support check
  • 24/7 legal helpline check
  • Exclusive member perks check
  • Support with trademark filing and disputes infoDepending on the nature of trademark services, additional fees may be incurred on a case by case basis check
  • Dedicated team of account managers close
  • 0.5% cashback with your Tide card close

Pro

star_rateNew £18.99 +VAT monthly
  • Your Tide business card Free
  • Expense Cards for your team 2 free expense cards included
  • Transfers in & out Unlimited
  • ATM withdrawals £1
  • Read access for team members check
  • Scheduled payments check
  • Accounting integrations - Quickbooks, Xero, Sage and more check
  • Multi-business - hold up to 5 business accounts check
  • Create and send invoices for free check
  • Priority in-app support check
  • Phone support check
  • 24/7 legal helpline check
  • Exclusive member perks check
  • Support with trademark filing and disputes infoDepending on the nature of trademark services, additional fees may be incurred on a case by case basis check
  • Dedicated team of account managers close
  • 0.5% cashback with your Tide card close

Cashback

£49.99 +VAT monthly
  • Your Tide business card Free
  • Expense Cards for your team 3 free expense cards included
  • Transfers in & out 150/month free
  • ATM withdrawals £1
  • Read access for team members check
  • Scheduled payments check
  • Accounting integrations - Quickbooks, Xero, Sage and more check
  • Multi-business - hold up to 5 business accounts check
  • Create and send invoices for free check
  • Priority in-app support check
  • Phone support check
  • 24/7 legal helpline check
  • Exclusive member perks check
  • Support with trademark filing and disputes infoDepending on the nature of trademark services, additional fees may be incurred on a case by case basis check
  • Dedicated team of account managers check
  • 0.5% cashback with your Tide card check
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A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by 450,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account
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