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All your business finance needs in one place

Manage your business finances anywhere, anytime with Tide. Open a business bank account today and get built-in tools for invoicing, accounting, expenses and more.

Open an account


Get paid on time

Create, send and track invoices in-app, and generate secure payment links to get paid faster.

Automate tax and accounting

Use our simple, built-in accounting software or connect your account to Xero, Sage, and others.

Control company spending

Eliminate manual expense claims and monitor all your company spending with Tide Expense Cards.

Forecast cash flow

Get automated forecasts of incomings and outgoings, and tips for avoiding shortfalls.

Apply for business loans

Start your business or fund its growth with tailored borrowing from our trusted credit partners.

Improve your credit score

Track your business credit score and take steps to improve with our Credit Builder solution.

Smart features at your fingertips

More than 600,000 entrepreneurs take care of their business banking and finances with Tide. Here’s how you could reduce your admin and get more time to do what you love.

A generated invoice being sent to a customer

Get paid on time with in-app invoices

Generate invoices and send them to customers directly from the Tide app, as soon as you finish the job. Upgrade for automatic late invoice chasing to cut down on your admin.

  • Generate and send professional invoices

  • Match payments to invoices to see who’s paid

  • Spend less time chasing late payments

Invoicing >


Control company spending with Expense Cards

Eliminate manual expense claims. Give your team flexibility to make company purchases directly from your account. Set individual spending limits and monitor everything in the app.

  • Spending itemised by person and category

  • Upload receipt pics and match to transactions

  • Monitor spending and change limits instantly

Company Expense Cards >


Simplify taxes with our built-in accounting software

Take the hassle out of bookkeeping, invoicing and tax returns with our easy-to-use software. Try it free for 2 months, then pay just £9.99 +VAT a month.

  • Get paid faster with personalised invoices

  • Manage your bills and boost cash flow

  • Track performance with brilliant bookkeeping

  • Get your taxes right first time, on time

Tide Accounting >


Start or grow your business with affordable borrowing

Your Tide account usage helps us see where credit could help you thrive. We’ll run pre-eligibility checks to show you suitable borrowing options from our partner lenders.

  • Pre-eligibility checks don’t affect your credit score

  • Apply online within minutes for business loans

  • Get quick decisions and receive funds within hours

Business loans >

Jenna HillDirector at Chill Gas Ltd | London, UK

Tide seemed (and is) the most modern option out there. We didn't want to have to run to the bank constantly or spend our days on the phone with the bank when we could be making money!

Account plans that scale with your business

Our mission is to save small businesses time and money. That’s why we offer a free business bank account with no monthly fee. Choose the plan that’s right for you now and upgrade any time as your business grows.

Tide Mastercard in blue



Open a free account
  • Your Tide business card Free
  • Expense Cards for your team £5 / month
  • Transfer in & out 20p per transfer
  • ATM withdrawals £1
Tide Plus Card



Plus account
  • Your Tide business card Free
  • Expense Cards for your team 1 free card included
  • Transfer in & out 20/month free
  • ATM withdrawals £1
Tide Pro Mastercard in black



Pro account
  • Your Tide business card Free
  • Expense Cards for your team 2 free expense cards included
  • Transfers in & out Unlimited
  • ATM withdrawals £1
Tide Cashback Mastercard in black


£49.99 +VAT / month

Cashback account
  • Your Tide business card Free
  • Expense Cards for your team 3 free expense cards included
  • Transfers in & out Unlimited
  • ATM withdrawals £1

A business bank account that's free and easy to open

Tide is about doing what you love. That’s why we’re trusted by 600,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account