App & account features

All your business finance needs in one place

Access your account on the move, create customised invoices, integrate with your accounting software and manage your expenses all in the Tide app. Spend less time on admin and more time doing what you love.

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Control all your finances from one app

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Mobile and web access

Log in from your desktop or use the Tide app on your phone to manage your account as you go.

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Scheduled Payments

Set up and edit standing orders and one-off payments, see and manage your Direct Debits.

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Instant notifications

Receive an alert on your mobile when you get paid or make a payment using your card.

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Auto categories

Label your income and expenditure. Use our suggested category tags or create your own.

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Easy card management

Freeze, unfreeze, cancel or order cards, and get a PIN reminder in the app.

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Upload and auto-match receipts

Use the Tide web or mobile app to upload receipts and we’ll match them automatically to transactions.

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Support via in-app chat

Message us with any questions. Our support team’s on hand to help 24/7, 365 days a year.

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Cash deposits

Pay in cash at the Post Office for £2.50 on deposits up to £500 or 0.5% for deposits >£500 and 3% at PayPoints.

Smart features at your fingertips

Send and manage invoices

No need for separate software. Bill your customers directly from the Tide app. Upgrade to Invoice Assistant for automatic chasing and matching to ensure you always get paid on time.

  • Create professional invoices
  • Send personalised messages
  • Manage invoices on mobile and web

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Get paid by Direct Debit

Take control of your invoice payments with GoCardless. Simplify payments for your customers, cut down on admin and get paid on time. What’s not to love?

  • Automated payments
  • Get payment notifications
  • Protected by the Direct Debit Guarantee

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Do expenses the smart way

Put an end to expense claim admin. Give your team flexibility to make purchases direct from your account. Order up to 50 cards per account.

  • Itemisation of purchases
  • Upload and match receipts
  • Enable and disable cards instantly

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Integrate with your accounting software

Connect in seconds with a range of popular accounting software, including Xero, Sage, Kashflow, FreeAgent, QuickBooks, ClearBooks and Crunch.

  • All your finance admin in one place
  • Send automatic payments to your software
  • Be year-end ready for your accountant

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Get real-time business forecasts

Keep your financial health in check. View up-to-date cash flow forecasts up to 30 days ahead and help boost your credit score.

  • View status of all incoming and outgoing payments
  • Predict your balance up to 30 days ahead
  • Receive actionable suggestions to improve your cash flow

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Get even more with Tide Plus, Pro and Cashback

As your business grows, Tide grows with you. Upgrade to Tide Plus, Pro or Cashback and we’ll be by your side with priority support plus a range of extra services.

  • Get priority in-app and telephone support
  • Access legal advice 24/7
  • Enjoy additional free transfers

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Unlock exclusive perks and offers

Tide Member Perks are all designed with small businesses in mind and are open to all members. Upgrade to Tide Plus or Tide Cashback to unlock even more exclusive offers.

  • Get great legal advice – that doesn’t cost the earth
  • Access promotions for advice hubs, workplace pensions and more
  • Receive discounts on office rental

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You tell us, we build it

Based on your feedback, we’re constantly adding to our features. We post updates on our blog and social media.

What else would you like us to build to make your finance admin easier? If you have suggestions you can email us: 💭

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A business bank account that's free, easy to open, and helps you start doing what you love.

Tide is about doing what you love. That’s why we’re trusted by 450,000+ sole traders, freelancers and limited companies throughout the UK.

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