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Company expense cards

Do expenses the smart way with our company expenses cards for up to 35 of your co-workers.

Order up to 35 expense cards

You can order a Team Card for up to 35 people per account. This applies to your main account, as well as any other Tide accounts you have.

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Simplify your company expenses

Team Cards are our company MasterCards for your Tide account.

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Easier for your co-workers

Staff can make purchases from your account with their own company expense card. No need to fork out from their own pocket and then claim.

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Easier for your accountant

Attach receipts to transactions and sync your Tide account with your accountancy software.

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Easier for you

Simplify your company spending. Everything itemised per person. View in real-time. No need to process expense claims.

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Modern expenses solution

Allow your trusted co-workers to make purchases themselves and you gain more time to get back to doing what you love – growing your business. Why do expenses the old way?

Do expenses the smart way

Here at Tide, we’re always working on ways to make your finance admin easier.

Our Team Cards help you spend more time doing what you love.
No more time-consuming admin like processing expenses and petty cash. And with no expenses claims to do, your team can stay more focused on work.

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Take care of your team’s expenses with Team Cards

Itemised expenses

Tag purchases, attach receipts in the app, keep everything together

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Spending overview

All your company expenses, all in one place. Syncs with your accounting software.

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Auto-categories

Automatic labels you can customise to suit your business

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Stay in control

Freeze and cancel cards, view PINs, order replacement cards

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Integrate Team Cards with your accountancy software

How to request Team Cards

You can request up to 35 Team Cards per Tide account.

  1. Open the Tide app

    You can request Team Cards both in-app and via Tide on the web.

  2. Go to More > Team Cards

    If you can’t see the Team Cards feature, go to the app store and check your Tide app is up to date.

  3. Enter your team member’s details

    We need this information so their spending will be logged correctly in your Tide app.

  4. Select the account(s)

    Choose one or more of your accounts for your co-worker to have their own Team Card.

  5. Icon Tide contactless mastercard

    The Team Card is on the way!

    If your team member passes our security checks, the smart blue MasterCard will arrive at your trading address within a week.

Open an account to start using Team Cards

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Company expense card FAQs

How do I request Team Cards?

You can request company expense cards both in the Tide app and via Tide on the web.

  • Go to More > Team Cards
  • Enter your team member’s details
  • Select the account(s)

If your team member passes our security checks, the card will arrive at your trading address within a week.

How much do Team Cards cost?

Team Cards, our company expenses cards, are £5+VAT per calendar month. You will be charged £5+VAT per month for every Team Card you’ve ordered (whether you activate it or not).

If you’re a Plus, Plus Cashback or Premium member, Team Cards are currently free as part of your membership – there’s no extra charge.

The fee is taken automatically from your Tide account on the fourth of each month.

Please see our Tide Terms for full details.

If you joined Tide before 16 October 2020
For existing members and early adopters of our company expenses cards, we’re currently keeping the cards fee-free to say thank you for helping us test and improve the Tide app and Team Cards. If you need to order a replacement card for an existing Team Card holder, the card will remain fee-free until further notice, as will any Team Cards you order for other people in future will also be fee-free.

Am I eligible for Team Cards?

If you’re already with us, you’re eligible to apply. 🙂

How many Team Cards can I apply for?

You can order company expense cards for up to 35 team members per account.

If you have Team Cards linked to sub-accounts, these count towards the overall account maximum of 35.

If you have more than one Tide account, you can have a maximum of 35 Team Cards for each account.

How do I activate and manage Team Cards?

You can activate, manage and cancel your team’s expense cards in the Tide app. Go to More > Team Cards

Why can’t I see Team Cards in my More menu?

If you can’t see the Team Cards feature, go to the app store and check your Tide app is up-to-date.

Who can manage Team Cards?

The main account holder manages all your company expense cards.

Team Cards are a step towards building full team access. For now, you’ll manage Team Cards through the Tide app belonging to the main account holder.

As the main user, you’ll fully manage access for your team – you can freeze and cancel cards, as well as share and hold PIN codes. And of course, you’ll be able to see who spent what.

How do I freeze a Team Card?

The main account holder can freeze or unfreeze individual or all company expense cards.

  • Go to More > Team Cards
  • Select a person from the list and then you can freeze or unfreeze their Team Card

How do I cancel a Team Card? What happens when I cancel a Team Card?

  • Go to More > Team Cards
  • Select a person from the list and then cancel their Team Card

If you have Free Tide membership
When you cancel a Team Card you’ll be charged £5+VAT per Team Card on the 4th of the following month. Any Team Cards ordered within the same month will be billed on the 4th of the following month (there will be no further payment after that). There’s no pro-rata fee refund when you cancel a Team Card. Fees do not apply to Team Cards for Plus, Plus Cashback and Premium members.

Can my staff view their expenses?

Not yet. We’re working on team access at the moment so your team members will soon be able to log in and look at what they’re spending.

As the main user, you’ll be able to set different levels of access for your team members.

As soon as this feature is live, we’ll email to let you know.

Can I put a limit on a Team Card?

Not yet. We’re working on this at the moment. When this feature is live, we’ll email to let you know.

If you want to create a separate pool of money for team expenses, you can do that with our sub-accounts.

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