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Tap to Pay on iPhone

Does Tap to Pay on iPhone support transactions that require a PIN?

In iOS 16 or later, merchants can use Tap to Pay on iPhone to accept contactless payments that require customers to securely enter a PIN to confirm a payment.

The PIN entry screen is configured by the merchant’s payment service provider, and is automatically enabled by the customer’s card.

Merchants can also enable the pin entry accessibility mode for customers that need it by tapping “Accessibility Options” on the PIN screen. The Accessible PIN entry mode will read out the instructions over the iPhone speaker to the customer. Reference instructions in text are also provided on-screen for the merchant.

Payments made with digital wallets won’t require a PIN code authorisation.

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