Will I be charged for using my card abroad?

With Tide, when you spend abroad or online in other currencies, you get Mastercard’s exchange rate with no additional mark-up or fees.

Our standard fee of £1 to withdraw cash at an ATM still applies.

You can use Mastercard’s Currency Conversion Calculator to work out the daily rate for a transaction.
The Mastercard rate might be different from the European Central Bank (ECB) foreign exchange reference rate.

The ECB is the central bank of the 19 EU countries which use the euro. They publish rates daily based on an average of the rates of European banks. Mastercard set their own rate which can be different from the ECB rate.