Will I be charged for using my card abroad?

There’s no fee for using your card in other currencies, and we’ll always pass on Mastercard’s very competitive wholesale rate to all our members!

If you’re withdrawing cash abroad, we’d recommend you opt to be charged in the local currency, our wholesale Mastercard rate is generally far better than ATM exchange rates, and they’ll often charge an additional conversion fee which we don’t charge.

Our standard ATM cash withdrawal £1 fee still applies.