business credit

Get tailored business credit with Cashflow Insights

Connect your bank account to Cashflow Insights so we can run pre-eligibility check and show you a range of credit options that suit your business. No obligation.

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Unlock eligible business finance with Tide Cashflow Insights

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Choose amount

Get your cashflow forecasts with open banking to decide how much you need

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Easy to use

View affordable business credit options tailored to your business

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View repayments

Know exactly how much you need to pay back and when

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Boost your credit score

Pay back your business loan on time to improve your credit score

How can credit help you maintain a healthy cashflow?

Ideally, you want more money coming into your business than money going out.

But some months, you might be waiting for customers to pay invoices and your expenditure ends up higher than your revenue. This is common for newer, small businesses when you need to buy stock while you’re waiting for payments.

This is where our credit solutions based on Cashflow Insights can help.

Get intelligent insights and balance predictions on the health of your cash flow up to 30 days ahead. Broaden your horizons for business funding. Don’t get tied down with high-interest start-up loans. We’ll offer you eligible and affordable credit products, tailored for your business.

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Business credit made easy with Cashflow Insights

Find out how to access business funding with our credit solutions directly from your Tide mobile app.

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Keep your business finances in the black

  • Understand your cashflow and plan for the future 📈

    With easy-to-read insights from our new FREE cash flow planning tool, you’ll stay on top of your numbers.

  • Compare and choose the right funding for you 🔍

    Need a boost until a customer pays up? We’ll identify ways to improve your cashflow with recommendations tailored to suit your business.

  • Open up your options for funding 💷

    Stop paying high rates for business loans. We’ll offer you flexible and affordable funding with our tailored credit products.

  • Save time - no lengthy applications ⚡

    All the credit products we’ll show you are especially suited for your business and better still, you’re already eligible,

  • Improve your credit score 🌱

    To maintain or bump up your credit score, borrow through Cashflow Insights and pay back what you owe on time.

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Why choose Tide?

  • Trusted by over 300,000 businesses

    From consultants to cupcake makers, coders to coat-makers, we’re all about supporting small businesses. We give business owners time back so you can do what you love: grow your business.

  • Business account and admin tools, all in one app

    Create and pay invoices, freeze your card, organise your money with sub-accounts, categorise transactions, file your VAT, and more.

  • Loved by accountants

    Tide makes book-keeping a breeze. Sync with your accounting software or give your accountant read-only access.

  • Member perks

    Discounts and bonuses from companies on the same mission as us: to save business owners valuable time and money.

Credit Solutions FAQs

What are Tide Credit solutions?

Credit solutions are available to Tide members as part of Cashflow Insights via the Tide app. We’ll use information from your cash flow data to offer you appropriate, affordable credit options tailored to your small business. You will already be eligible for the options we show you, and there’s no obligation to take up any credit offer.

How do I access credit solutions via Cashflow Insights

It’s easy. You can access business credit options through Tide’s Cashflow Insights feature. Go to <a href=”https://www.tide.co/features/cashflow-insights>”,  Cashflow Insights and enter the email address you use for your Tide account.

We’ll email you to confirm you’re on the list to try this new feature and we’ll message you again when it’s ready to use.

When will Tide Credit Solutions be ready to use?

Tide Cashflow Insights, including eligible business credit solutions, will be available in mid-2021 via the Tide app.