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EUR SEPA PAYMENTS

Send and receive euros through your Tide account

Experience the simplicity and security of handling euros, all in one place.

Get your EUR SEPA details and start making and accepting euro payments instantly. 

Get Started

How euro transfers work

The Single Euro Payments Area (SEPA) is a European Union initiative that allows users to send and receive payments in euros to and from cross-border bank accounts in the eurozone.

To send and receive euro payments, simply get your International Bank Account Number (IBAN) and Bank Identifier Code (BIC) in the app. Share them with the payer to receive euros or tap ‘Send’ to send euros.

Transparent, straightforward pricing

We’ll handle the currency conversion for you, so that all your euro payments smoothly transition to and from your primary GBP Tide bank account.

Costs made clear

Each euro payment is subject to the current exchange rate and a 0.50% FX markup

Quick and easy

Everything’s done in one simple transaction, so you’ll send and receive funds quickly

Get rid of transfer fees

If you’re on our free plan, it costs 20p to send or receive euros. Upgrade to Plus, Pro or Cashback and you’ll enjoy no transfer fees

Get started with your EUR SEPA details

  1. In the app, tap the Details button on your main business account tile

  2. Head to the Account details section > tap EUR SEPA > Get EUR SEPA details

  3. Read and accept the SEPA terms and conditions

Get Started

To receive euro payments:

Share the following details with anyone paying you in euros: 

  1. Your IBAN and BIC

  2. Your full name and address

To send euro payments:

  1. Gather the recipient’s full name and their IBAN and BIC

  2. Head to the app and tap Send money > EUR SEPA 

  3. Fill out the recipient’s details > tap Next

  4. Enter the amount and reference > tap Next

  5. Review and authorise the payment