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OPEN BANKING

What is open banking?

Open banking is an easy way to connect your bank account to apps and platforms that can help you do more with your money.

It’s safe and secure, fully regulated, trusted by over 6 million people in the UK, and you can stop sharing any time you want to.

Connect your existing account to Tide for access to powerful accounting and invoicing tools, and business loans.

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How does open banking work?

Open banking works when you give your bank permission to share your account data securely with another regulated provider, like Tide.

We then use this data to help you improve your business invoicing, accounting, cash flow, access to credit – and more.

Connect your bank account quickly and securely

Share your data safely with regulated providers only

Unlock products and services for better money management

Join the 6m UK people who use open banking securely

Get visibility and control, and stop sharing any time

Connect to Tide

Unlock the best of Tide with open banking

Connecting your bank account to the Tide platform gives you access to features and products that reduce your money admin – and boost your bottom line.

So you can enjoy the best of Tide, without having to switch your current account.

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View funding and business loans tailored to you

We’ll run pre-eligibility checks to show you credit options you could be eligible for. Perfect for boosting cash flow or getting your business idea off the ground.

Business loans >

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Get built-in accounting software for easy reporting

Self Assessment calculations, VAT returns, profit and loss reports, balance sheets… handle all your small business accounting needs with our built-in software. Free until 31 August 2023. .

Tide Accounting >

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Use our smart invoicing tool for faster payments

Create and send personalised invoices. We’ll match incoming payments to outstanding invoices, so you know who has paid – and who to chase. All for free.

Invoicing >

Connect your bank account to Tide in 5 easy steps

You can connect your bank account to Tide securely in just 5 minutes:

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  1. Enter your email address and mobile phone number

  2. Read and accept our open banking terms and conditions

  3. Select the bank that provides the account you’re connecting

  4. Authenticate the connection via your bank’s app or website

  5. Tell us some basic information about you and your business. And that's it!

Open banking FAQs

Help, my question isn’t answered here

Find answers to all our most frequently asked questions about Open banking

A business bank account that's free and easy to open

Tide is about doing what you love. That’s why we’re trusted by 600,000+ sole traders, freelancers and limited companies throughout the UK.

Open an account

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