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Can I make international payments?

What's the difference between my EUR SEPA account details and my GBP account details?

If someone needs to pay you in euros, they should use your EUR SEPA account details. Once they’ve sent the money, we’ll convert them into GBP and credit them to your main Tide account. here

You can find your EUR SEPA details in your Tide app by tapping 'Details' next to your account, and then tapping 'EUR SEPA'. By clicking on 'Share' you will be able to share your details with your payors. If someone needs to pay you in GBP from overseas, they should use your GBP account details.

You can find these details in your Tide app by tapping 'Details' next to your main account > 'SWIFT' > 'Share'. International payments in GBP are usually sent to you via the SWIFT network. Accounts > Details next to your main account > EUR SEPA.

Tap Share to share them with your customers in SEPA countries and receive payments from them.

We’ll convert any euros you receive into pounds and credit them to your primary GBP Tide bank account, minus a 1.50% FX markup.

To learn more about SEPA, and how to use it to send or receive international payments, visit the dedicated FAQ page.

You can receive international payments in GBP via SWIFT (Society for Worldwide Interbank Financial Telecommunication) too. To do this, you’ll need your SWIFT account details. 

You can find these in the app by tapping the Accounts > Details next to your main account > SWIFT. Then tap Share to send your details to payors.

We will charge you 20p per payment. If you’re using one of our paid plans, we’ll start charging the 20p fee after you’ve gone over your monthly free transactions limit. 

You can’t send payments via SWIFT but we will let you know if we make this possible in the future.

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