What's the difference between SWIFT, SEPA and BIC?

The difference between SWIFT and SEPA is that SWIFT is a global international payment method, while SEPA is an European system, enabeling euro-denominated payments within the SEPA area. The SEPA area covers the EEA states as well as Andorra, Guernsey, Isle of Man, Jersey, Monaco, San Marino, Saint-Pierre and Miquelon, Switzerland, the United Kingdom of Great Britain and Northern Ireland (incl. Gibraltar) and the Vatican City. Chosing SWIFT or SEPA will depend on the transaction type, currency and locations. BIC codes are used in international transactions to identify the recipient's bank, along with the recipient's account number, to ensure the finances are directed to the correct bank and account.

To order a replacement card to an address that’s already listed in your app, tap:

Payments > Cards > select the card you want to replace > Replace this card > select the address you want it sent to 

If you'd like it sent to a different address, tap:

Payments > Cards > select the card you want to replace > Replace this card > enter the address manually

Subscriptions billing details:

• If you cancel your card and order a new one later, replace an online card, or one that’s Lost or Stolen – you’ll need to manually update your subscription billing details.

If you upgrade your account and receive a black card, or request a new card for any other reason – your subscriptions will be automatically updated with Automatic Billing Updater.