How much will a Tide account cost?

We don’t charge monthly or annual fees to hold a Tide current account.

You only pay for what you use:

• Bank transfers (in or out) - 20p*

• Cash withdrawals in GBP - £1

• Cash deposits (through the Post Office) - £2.50 for deposits up to £500, or 0.5% of the total deposit amount for deposits over £500

• Cash deposits (through PayPoint) - 3% of the total deposit value

• Payments between Tide accounts - Free

• Card transactions in GBP (home and abroad) - Free**

* The payment fee (20p) is automatically deducted. For Outbound transactions, you’ll see the amount plus this fee on your confirmation screen. Inbound payments will arrive minus the fee. Members on our Smart, Pro and Max plans have a monthly free transfer allowance – check how it works for your plan over on this page. 

** Free plan members are charged a fee of 2.75% of the transaction amount, for card payments or ATM withdrawals in foreign currencies. See how these fees are calculated here. Smart, Pro and Max plan members will not be charged this fee.