Tide x Funding Options

Check your eligibility for a government-backed Start-Up Loan

Connect to Tide to see if you’re eligible for a Start-Up Loan to accelerate your business' growth.

Use code OPTIONS50 during sign up to receive a £50 Amazon voucher! Terms and Conditions apply

Get started

Unlock the best of Tide with open banking

When you connect your bank account to Tide via secure open banking, you get access to powerful finance tools for growing your business.

Cashflow Insights to help you avoid shortfalls

Get automated 30-day forecasts, warnings about potential problems, tailored actions to stay on track – plus regular updates on your credit score from Experian.

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Smart invoicing tool for faster payments

Create and send personalised invoices. We’ll match incoming payments to outstanding invoices, so you know who has paid – and who to chase. All for free.

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Built-in accounting software for easy reporting

Self Assessment calculations, VAT returns, profit and loss reports, balance sheets… handle all your small business accounting needs with our built-in software. Free until June 20231.

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Funding and business loans tailored to you

We’ll run pre-eligibility checks to show you credit options you could be eligible for. Perfect for boosting cash flow or getting your business idea off the ground.

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Connect to Tide

New to open banking? Here’s how it works

Open banking is an easy way to share your bank account data with apps and platforms that can help you do more with your money.

It’s safe and secure, fully regulated, and trusted by over 6 million people in the UK.

More about open banking

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Trusted by over 575,000 UK businesses

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Connect your bank account to Tide in 5 easy steps

Here's how to connect your bank account to Tide via secure open banking:

  1. Enter your email address and mobile phone number

  2. Read and accept our open banking terms and conditions

  3. Select the bank that provides the account you’re connecting

  4. Authenticate the connection via your bank’s app or website

  5. Tell us some basic information about you and your business. And that's it - you're connected!

Get started

Tide and Funding Options FAQs

Where can I find more information about the Tide features mentioned above?

The links below will take you to more information about the features you could access if you connect your bank account to Tide:

Is open banking safe?

Open banking works via a secure application programming interface (API), which is a safe and commonly-used method for two computer programs to share information. 

If you’re already using your bank’s mobile app or online banking facility, open banking is just as safe as that.

The open banking system has strict standards and regulations about which providers can participate, and the security of the technology they must use.

What is Cashflow Insights?

Cashflow Insights is our cash flow planning and forecasting tool. It combines several Tide features to provide you with easy-to-read insights, balance and invoice payment predictions. You will also get recommendations to help you to plan for the future and optimise your cash flow all in the Tide app. If you need credit, you’ll also have access to flexible and affordable funding options.**

To use Cashflow Insights, you must be the director of a small business registered in the UK, operating as a limited company.

**Cashflow Insights is a data analytics tool and should not be construed as financial advice. You should seek independent financial advice before making any decisions about your financial future, including before entering into loans or purchasing any credit products advertised by Tide.

Help, my question isn’t answered here…

Find answers to all our most frequently asked questions and how to contact our Member Support team.

1 Tide Accounting costs £6.99 +VAT per month. You will not be charged until 31 May 2023. From 1 June 2023, you will be charged a fee of £6.99 +VAT per month unless you cancel before 1 May 2023. From 1 June 2023, the fee will be billed in the first week of each calendar month. You will be charged subscription fees in full for the month in which you cancel your subscription. There will be no pro-rata refund of subscription fees in case of early cancellation. Tide Accounting terms and conditions apply.