Reform Financial (REFORM) Promotional Offer Terms and Conditions

  1. To be eligible to receive the Reform Financial (REFORM) promotional offer (the “Offer”), applicants must first successfully open a sole trader or limited company business current account with Tide. Account opening eligibility criteria and customary know your customer checks apply.
  2. The Offer includes:
    1. a £75 cashback reward – this is subject to Minimum Balance/Minimum Spend requirements (see paras. 6-8 below); and
    2. one year of free transfers to any UK accounts.
  3. The Offer is only valid for new accounts and applicants who haven’t previously opened an account with Tide.
  4. The Offer is only valid for account applications submitted on and after 09/03/2022.
  5. To activate the Offer, the applicant must use the referral code: REFORM. The applicant is required to either enter the referral code while applying for a Tide account via the Tide mobile app or the Tide website ( or simply let us know through the in-app chat within 1 week of successfully opening the account (e.g. if an applicant successfully opens a new Tide account on Monday, the applicant will have until and including the following Monday to give us the referral code via the in-app chat).
  6. The Offer is limited to one £75 cashback reward per applicant.
  7. For applications submitted by 23:59 on 31/10/2022, to receive the reward, the applicant must credit the new Tide account with a minimum of £1 (the “Minimum Balance”), within three months of account opening.
  8. For applications submitted on and after 01/11/2022, to receive the reward, the applicant must make valid card transactions to the value of £300 within three months of account opening, excluding any disputes and recharges (the “Minimum Spend”).
  9. The reward will be paid into the applicant’s new Tide account. It can take up to 8 weeks from the date the applicant meets the Minimum Balance/Minimum Spend for the reward to be validated and paid.
  10. We reserve the right to modify these terms and conditions or withdraw this Offer at any time.
  11. This Offer cannot be used in conjunction with any other Tide offer or promotion.