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COMPARE BUSINESS SAVINGS RATES

Earn up to 4.5% AER* on your business savings and scale with ease

Looking for the best business savings rates? Look no further. Compare easy-access savings rates to find the savings account that’s right for your business. 

Savings account provided by ClearBank.



 Open a savings account

*Save more, earn more - up to 4.5% AER (variable). Interest rates are tiered, with the top rate for balances between £1M and £10M. The top rate includes a 0.50% year-end savings boost. New Tide Members get these rates free for 6 months, after which your Tide plan’s rates apply. For full details, see our Summary Box.

Savings account powered by ClearBank.
Rates correct as of 28/11/2025.

Join over 1,500,000 business owners today!

Serving over 10% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

Compare business savings rates

Find a business savings account that grows your money faster and meets the needs of your business. To assist you in your search, we’ve compared some of the best instant access savings accounts currently available on the market.

 
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Tide
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Aldermore Easy Access (issue 14)
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Virgin Money Business Access
Allica Savings Pot
Monzo

% interest on business savings account

Up to 4.5% AER

2.75% AER

3.55% AER

Up to 4.08% AER

1.40% AER

Interest

Monthly

Monthly

Monthly

Yearly

Monthly

Minimum deposit

£1

£1,000

£1

£50,000

£0

Withdrawal limits

None

None

None

None

None

Business current account integration

Yes

Yes

No

Yes

Yes

The rates compared are all the best variable rates offered in the instant access business savings accounts | 28/11/25

Open a business savings account

Get a competitive business savings rate and grow effortlessly

At Tide, we’ve built a business savings account that helps you grow your capital and be prepared for the future – with the flexibility to access your funds whenever you need them.

Earn up to 4.5% AER variable interest*

Get instant access to your savings

Enjoy no limits or fees on withdrawals

Open a savings account

*For the first 6 months, you can earn up to 4.5% AER on your business savings – free of charge, on any plan. After this 6-month period, your interest rate will adjust to your chosen plan’s standard rate.

How do our savings interest rates work?

Our savings account has tiered rates to suit your business needs. For the first 6 months, earn our best rate of up to 4.5% AER* for FREE on your business savings.

Your savings rate depends on your deposit—save more, earn more. Each tiered rate applies only to the portion within that range. After 6 months, your rate adjusts to your chosen plan.

*The £10M cap applies only to the 0.5% AER Year-End Boost, not the Max Boost plan itself.

Open a savings account

Open a Tide Instant Saver Account in minutes

At Tide, we believe in giving business owners an easy way to save more. You can open a savings account with a Tide Business Account or connected to an external business account you already have.

  1. Download the Tide app

  2. Open a free business bank account or connect an external business account

  3. Complete the application and start saving

 Open a savings account

The all-in-one platform for managing your business seamlessly

Explore our additional tools designed to take your business to new heights.

Tide Accounting

Make completing Self Assessments and VAT returns seamless with Tide Accounting.

 Learn more

Business Savings

Earn up to 4.5% AER* (variable) on your business savings

 Learn more

Tide Card Reader

In-person card payments without the fuss. Get unlimited mobile data and get paid anywhere.

 Learn more

Tide Payroll

Simple, reliable, HMRC-recognised payroll software designed to make payday hassle-free and fast.

Learn more

Find a current account that fits just right

Choose a plan that makes sense for your business and we’ll open your savings account at the same time. Grow your business with ease and get back to what you love with Tide.

Free

£0.00MONTHLY

Open a free account
  • ❌ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 2.52% on savings
  • ❌ Enhanced team access
  • ❌ Phone support
  • ❌ Legal helpline
  • ❌ 0.5% cashback with your Tide card

Smart

£12.49MONTHLY

Smart account
  • ❌ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 3.04% on savings
  • ✔️ Enhanced team access
  • ✔️ Phone support
  • ✔️ Legal helpline
  • ❌ 0.5% cashback with your Tide card

Pro

£24.99MONTHLY

Pro account
  • ✔️ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 3.55% on savings
  • ✔️ Enhanced team access
  • ✔️ Phone support
  • ✔️ Legal helpline
  • ❌ 0.5% cashback with your Tide card

Max

£69.99 MONTHLY

Max account
  • ✔️ Unlimited free transfers
  • ✔️ International payments
  • ✔️ Up to 3.86% on savings
  • ✔️ Enhanced team access
  • ✔️ Phone and dedicated member support
  • ✔️ Legal helpline
  • ✔️ 0.5% cashback with your Tide card
Open a Tide account

Why switch to Tide? 

  • Make manual admin a thing of the past – use the Current Account Switching Service to move your existing business account to Tide effortlessly.

  • Switching is completely free, and Tide takes care of everything, so you don’t have to.

  • Simply enter your old bank details – the rest is handled automatically, reliably, and without hassle.

Switch to Tide

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.
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Claire PedleyThe Poured Project

Most straightforward opening of a bank account I've ever done super quick and easy.
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Annie BernardThe Poured Project

Setting up an account was really easy and has saved me hours of admin.
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Kate ClanLoud Architects

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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