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APP & ACCOUNT FEATURES

All your business finance needs in one place

Our free business account has all the essentials you need to get going, and we offer smart features to help you get paid, monitor spend, automate tax and much more.

Open an account

Instant access savings

Earn up to 4.48% interest* and access your funds whenever you need them with our savings account, so your money can work as hard as you do.

Start saving from just £1.

Explore our business savings account

Get paid faster with flexible options

Invoicing

Send 3 free invoices per month, or upgrade to Invoice Assistant for £5.99+VAT for unlimited invoices and automated payment reminders.

Explore invoicing

Payment Links

Generate Payment Links for free in seconds. Include with an invoice or send on their own. Card transaction fees apply.

Explore payment links

Tap to Pay on iPhone

Accept contactless payments without any hardware, right from your phone. Currently available on iPhone, with Android support coming soon.

Explore tap to pay

Tide Card Reader

For contactless and chip and pin payments in store or on the go, our card readers integrate seamlessly with your Tide account. From £59.

Explore Tide Card Reader

Send and receive international payments

Send and receive Euro SEPA payments right from your Tide account with low transfer fees.

No need for a separate currency account.

Explore international payments

Streamline your bookkeeping, payroll and taxes

Tide Accounting

All your accounting needs in one place, from bookkeeping, to self assessment and even VAT returns. From £9.99 + VAT.

Explore Tide Accounting

Tide Payroll

Automate pension payments, calculate tax and more with our integrated HMRC-recognised payroll software.

Explore Tide Payroll

Team Access

Read only access on our free plan, or enhanced access on our paid plans so you can collaborate and delegate with ease.

Explore team access

Accounting integrations

Not ready to make the switch? Connect your Tide account to your existing accounting software for free. 

See accounting integrations

Control spending and expenses

Expense cards

Manage team spend and eliminate expense claims with smart expense cards. £5 per month, or upgrade to one of our paid plans.

Explore expense cards

Virtual debit card

Activate your free virtual debit card, for peace of mind when you spend online. Widely accepted, and easy to freeze or cancel.

Explore virtual debit card

Easier access to credit

Subject to eligibility

Credit flex

Split the cost of past or future payments to avoid cashflow issues. No application needed, instantly available for eligible accounts.

Explore credit flex

Credit Score Insights

Monitor your business credit score and get insights into the factors that impact it to improve your creditworthiness.

Explore Credit Score Insights

Business finance options

See if you’re eligible for a range of finance products from business loans to invoice finance without affecting your credit rating.

Explore business loans

Start up loans

Access government backed lending and borrow between £500 and £25,000 to get your new business off the ground.

Explore start up loans

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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