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Tide Logo


Business banking & beyond

The all-in-one business finance platform designed to run your business better.

Serving over 10% of all SMEs in the UK, Tide helps over 1.5 million contractors, freelancers and scaling businesses worldwide get back to doing what they love.

Join Tide for free today.

Open an account

FSCS-Protected Bank Account by ClearBank

Join over 1,500,000 business owners today!

Serving over 10% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

Everything you need to run your business

Opening a free business account with Tide is easy – apply in minutes and unlock a suite of finance management tools to help you run your business better. 

  • Make and receive payments faster using our payment tools.

  • Manage all your business expenses through the app.

  • Create invoices and do your accounting all in one place.

  • No monthly recurring fees, get started for free.

  • Get 24/7 in-app chat support & FSCS protection.

Learn more

Haven't registered your company yet? Companies House charges £50, but we'll get you registered for £14.99 and throw in a business bank account for free.

The ultimate business toolkit, all in one place

We’re building a finance platform that business owners can rely on — access everything in one place and make your business growth effortless.

Business savings with no limits

  • Open our Tide Instant Saver account to boost your savings with our 3.55% AER variable interest rate.

  • Deposit from £1 into our dedicated savings account for easy tracking and simpler management.

  • Access your funds whenever you like with no fees or cap restrictions.

Save with Tide

Take payments on the go

  • Get paid faster and receive funds straight into your account with the Tide Card Reader.

  • Take payments from anywhere, with unlimited mobile data – in store or on the move.

  • No monthly fees or contracts required.

Get paid with Tide

Stay in control with our built-in accounting tool

  • Prepare for Self Assessment and file VAT returns.

  • Categorise transactions and upload receipts in real-time.

  • Manage all your bookkeeping in the Tide app.

Try Tide Accounting

Business Loans tailored to your needs

We’ve joined forces with Funding Options becoming the largest credit marketplace in the UK.

  • Compare business loans without impacting your credit score.

  • Choose from over 120 trusted lenders with access to capital.

  • Try our Business Loan Calculator to see how much you can borrow.

Borrow with Tide

Give flexibility to your team with Expense Cards

  • Manage company expenses all in one place.

  • Empower your team to scan and upload their receipts.

  • Set up monthly and individual spend limits from the Tide app.

Learn more

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Protect yourself from fraud

All businesses are at risk from the nationwide threat of fraud. Understanding key information can help you protect your business and your money.

We’ve put together vital tips for spotting, avoiding and reporting fraud. 

Protect yourself from fraud

Independent service quality survey results

Business current accounts Published August 2025

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*).

The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

View all Survey Results

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We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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