Tide Logo
Tide Logo
Tide Logo
Tide Logo

Business banking & beyond

The all-in-one business finance platform designed to run your business better.

Serving over 10% of all SMEs in the UK, Tide helps over 1.5 million contractors, freelancers and scaling businesses worldwide get back to doing what they love.

Join Tide for free today.

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FSCS-Protected Bank Account by ClearBank

Join over 2 million business owners today!

Serving over 15% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

Everything you need to run your business

Opening a free business account with Tide is easy – apply in minutes and unlock a suite of finance management tools to help you run your business better. 

  • Make and receive payments faster using our payment tools.

  • Manage all your business expenses through the app.

  • Create invoices and do your accounting all in one place.

  • No monthly recurring fees, get started for free.

  • Get 24/7 in-app chat support & FSCS protection.

 Learn more

Haven't registered your company yet? Companies House charges £100, but we’ll get you registered for £14.99 and throw in a business bank account for free.

The ultimate business toolkit, all in one place

We’re building a finance platform that business owners can rely on — access everything in one place and make your business growth effortless.

Business savings with no limits

  • Open our Tide Instant Saver account to boost your savings with our 3.55% AER variable interest rate.

  • Deposit from £1 into our dedicated savings account for easy tracking and simpler management.

  • Access your funds whenever you like with no fees or cap restrictions.

 Save with Tide

Take payments on the go

  • Get paid faster and receive funds straight into your account with the Tide Card Reader.

  • Take payments from anywhere, with unlimited mobile data – in store or on the move.

  • No monthly fees or contracts required.

 Get paid with Tide

Stay in control with our built-in accounting tool

  • Prepare for Self Assessment and file VAT returns.

  • Categorise transactions and upload receipts in real-time.

  • Manage all your bookkeeping in the Tide app.

 Try Tide Accounting

Business Loans tailored to your needs

We’ve joined forces with Funding Options becoming the largest credit marketplace in the UK.

  • Compare business loans without impacting your credit score.

  • Choose from over 120 trusted lenders with access to capital.

  • Try our Business Loan Calculator to see how much you can borrow.

 Borrow with Tide

Give flexibility to your team with Expense Cards

  • Manage company expenses all in one place.

  • Empower your team to scan and upload their receipts.

  • Set up monthly and individual spend limits from the Tide app.

 Learn more

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Protect yourself from fraud

All businesses are at risk from the nationwide threat of fraud. Understanding key information can help you protect your business and your money.

We’ve put together vital tips for spotting, avoiding and reporting fraud. 

 Protect yourself from fraud

Business tips from our expert community

Read more articles
Read more articles

Independent service quality survey results

Business current accounts Published Feb 2026

As part of a regulatory requirement, an independent survey was conducted to ask approximately 1,200 customers of each of the 17 largest business current account providers if they would recommend their provider to other small and medium-sized enterprises (SMEs*).

The results represent the view of customers who took part in the survey.

Overall service quality

We asked customers how likely they would be to recommend their business current account provider to other SMEs.

 View all Survey Results

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We understand businesses, it's all we do

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 2 million sole traders, freelancers, and limited companies worldwide.

 Open an account

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.