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UK app downloads

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UK app downloads

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4.4/5

Trustpilot rating

UK SMEs onboarded

750,000+

UK SMEs onboarded

What is business equipment insurance?

Business Equipment Insurance protects the essential tools your business relies on against theft, fire, or damage during transit. Whether you’re working from a home office, a co-working space or on-site with a client, your gear is covered. This typically includes:

  • Professional tech: laptops, tablets and smartphones

  • Office contents: monitors, printers and furniture

  • Portable machinery: cameras, projectors and expensive electronic equipment

This cover is designed for UK professionals. Tradespeople looking to cover manual gear should typically look at tools insurance.

This policy excludes coverage for money, personal electronics, and business data or records, along with items primarily for personal use unless they are essential business equipment.

What does business equipment insurance cover?

Your business's needs determine the type of insurance you require. At Tide, you can add equipment insurance to your existing business insurance policy, safeguarding your professional tools against:

Fire

Covers damage caused by smoke, flames or heat. E.g. a faulty plug in your office sparks a small fire and damages desktop monitors.

Theft

Covers equipment stolen during a break-in at your workspace or vehicle. E.g. your professional phone is taken during an office burglary.

Damage in transit

Covers equipment damaged in a road traffic accident. Example: Your van is in a collision while traveling to a client, damaging the tech inside.

Get an equipment insurance quote

Get business equipment insurance in just a few steps

Business insurance with Tide is easy.

  1. Download the Tide app

  2. Tell us about your business and verify your identity

  3. Your business account is approved and ready to go

  4. Get a quote and purchase a policy via the app*

 Open an account

*Eligibility criteria and T&Cs apply.

Get everything you need from your free business bank account

With over 1.5 million freelancers, contractors, and scaling businesses trusting in Tide worldwide, we’re committed to building you the best business bank account to help you set up your business smoothly. 

Payment Links

Generate and send Payment Links for quick online card transactions.

Invoicing

Create, track, and send branded invoices straight from the Tide app to get paid faster. 

Tap to Pay on iPhone

Accept contactless payments securely on your smartphone - no additional hardware needed.

Apple/ Google Pay

Set up a digital wallet to make every payment effortless.

International payments

Access your IBAN number in the app to send and receive international payments in a few taps.

Virtual Cards

Pay for your online subscriptions and ad expenses with our Virtual Cards.

Open an account

Benefits of Tide business insurance

Protect your business quickly and easily – with no unnecessary questions or fuss.

Flexible

Get a quote in minutes via the app, pay monthly and cancel your annual policy at any time.

Seamless payments

Get monthly reminders when your payments are debited from your Tide business account, no manual setup needed.

One-stop shop

Manage your policies and documents in one place and get member support via the app. Enjoy a growing range of insurance options that scale with your business.

Get a quote

What do I need to get a quote for business equipment insurance?

Business details like name, address and type

Size of your team

Annual revenue

Your business’s financial background

Get an equipment insurance quote

Explore more business insurance policies

Whatever your industry, we’ve got you covered. Discover our full suite of business insurance options and get a quote in minutes. For more details, check out our policy documents.

Join over 1.5 million members worldwide

What members say about Tide

Charlotte Davitt-Mills
Shotley Vineyard

"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."

Matt Herd
Beaucroft Watches

"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."

Aaron Mo
Ong Ong Buns

"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."

Ismail Uddin
NYAS Studio

"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."

Questions about Business Equipment Insurance?

Find answers to all our most frequently asked questions in our Help Centre. For more information on our insurance covers, go to our policy documents page.

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

 Open an account