Tide Logo
Tide Logo
Tide Logo
Tide Logo

BUSINESS EQUIPMENT INSURANCE

Secure your electronic equipment from £7 per month*

Don’t let a fire or stolen kit stall your progress. If your gear is damaged in a fire, an accident in transit, or is subject to theft, we’ve got you covered up to £1,500.

Get a quote in minutes with Tide and keep your business moving.

Get an equipment insurance quote

Already a Tide member? You can get a quote directly within the Tide app under the Finance tab. For more information, contact our sales team on 02039620009.

Tide Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FRN: 1040067) *Prices are for the most basic coverage we offer. You will get your actual price when you complete a quote. Eligibility Criteria and T&Cs apply.

SMEs trust Tide

+2 million

SMEs trust Tide

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4.4/5

Trustpilot rating

UK app downloads

+3 million

UK app downloads

What is business equipment insurance?

Business Equipment Insurance protects the essential tools your business relies on against theft, fire, or damage during transit. Whether you’re working from a home office, a co-working space or on-site with a client, your gear is covered. This typically includes:

  • Professional tech: laptops, tablets and smartphones

  • Office contents: monitors, printers and furniture

  • Portable machinery: cameras, projectors and expensive electronic equipment

This cover is designed for UK professionals. Tradespeople looking to cover manual gear should typically look at tools insurance.

This policy excludes coverage for money, personal electronics, and business data or records, along with items primarily for personal use unless they are essential business equipment.

What does business equipment insurance cover?

Your business's needs determine the type of insurance you require. At Tide, you can add equipment insurance to your existing business insurance policy, safeguarding your professional tools against:

Fire

Covers damage caused by smoke, flames or heat. E.g. a faulty plug in your office sparks a small fire and damages desktop monitors.

Theft

Covers equipment stolen during a break-in at your workspace or vehicle. E.g. your professional phone is taken during an office burglary.

Damage in transit

Covers equipment damaged in a road traffic accident. Example: Your van is in a collision while traveling to a client, damaging the tech inside.

Get an equipment insurance quote

Get business equipment insurance in a few steps

Business insurance with Tide is easy.

  1. Select your policy cover(s)

  2. Tell us about your business

  3. Quote and purchase your policy

  4. Download the app to view and manage your policy

 Get an equipment insurance quote

*Eligibility criteria and T&Cs apply.

Benefits of Tide business insurance

Protect your business quickly and easily – with no unnecessary questions or fuss.

Flexible

Get a quote in minutes, pay monthly and cancel your annual policy at any time.

Seamless payments

Get monthly reminders when your payments are debited from your business account, no manual setup needed.

One-stop shop

Manage your policies and documents in one place and get member support via the app. Enjoy a growing range of insurance options that scale with your business.

Get an equipment insurance quote

Explore our business insurance policies

Whatever your industry, we’ve got you covered. Discover our full suite of business insurance options and get a quote in minutes. For more details, check out our policy documents.

Join over 2 million members worldwide

What members say about Tide

Charlotte Davitt-Mills
Shotley Vineyard

"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."

Matt Herd
Beaucroft Watches

"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."

Aaron Mo
Ong Ong Buns

"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."

Ismail Uddin
NYAS Studio

"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."

What do I need to get a quote for business equipment insurance?

Getting a business insurance quote at Tide is simple – you just need some basic information about your business to get started.

Business details like name, address and type

Size of your team

Annual revenue

Your business’s financial background

Get an equipment insurance quote

Learn more about business insurance

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Questions about Business Equipment Insurance?

Find answers to all our most frequently asked questions in our Help Centre. For more information on our insurance covers, go to our policy documents page.

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 2 million sole traders, freelancers, and limited companies worldwide.

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Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.