Tide Logo
Tide Logo
Tide Logo
Tide Logo

VIRTUAL CARDS

Virtual Cards for your subscriptions and online ads spend

Open a Tide account today and get your free online debit card in seconds. Use it for all your digital subscriptions and online ad payments, connected directly to your Tide app.

 Open an account

T&Cs apply. Cashback only applies to spend on the Online Debit Card, please see your Tide app (Profile > Rewards) for full terms and conditions.

Join over 2 million business owners today!

Serving over 15% of all SMEs in the UK, helping contractors, freelancers and scaling businesses get back to doing what they love.

What is the Tide virtual debit card?

What is the Tide virtual debit card?

Tide’s virtual debit cards offer secure, digital spending without the need for a physical card. Designed for you to set up digital marketing campaigns and software subscriptions from anywhere, our virtual card is compatible with platforms like Google Ads, Amazon Business, and many others—making business management seamless and simple.

Open an account

How do I use my Tide virtual debit card?

How do I use my Tide virtual debit card?

Make more online payments today in 4 simple steps. 

  1. Open a free Tide business account and download the app

  2. In the Cards section, tap the online debit card and select ‘card details’

  3. Enter your biometrics or security code to view your card information

  4. Your card is ready to use as long as your main card is active

 Open an account

Securely manage your online business expenses

Securely manage your online business expenses

  • Compatible with more merchants online, you can use your Tide virtual debit card for marketing, advertising, and SaaS platforms like Facebook, Google, Amazon, Wix, and more.

  • Streamline your transactions by keeping everything within Tide for quicker and easier accounting.

  • Use your main Tide card for in-store and online purchases via your digital wallet, while your Tide virtual debit card serves as your backup for all other online payments.

Keep your money safe

Keep your money safe

  • Instantly freeze or cancel your card if you suspect suspicious activity.

  • View your card details with ease—they include a 16-digit number, different from your physical card, and are securely stored in the Tide app, preventing loss or theft.

  • Your Virtual Card details are separate from your main Tide card—if your details are compromised, your main account remains secure. 

The all-in-one platform for managing your business seamlessly

Explore our additional tools designed to take your business to new heights.

Tide Accounting

Stay compliant for free. File your tax returns with Tide’s HMRC-recognised, Making Tax Digital-ready tools.

Learn more

Business Savings

Earn up to 4% AER (variable) on your business savings

 Learn more

Tide Card Reader

In-person card payments without the fuss. Get unlimited mobile data and get paid anywhere.

 Learn more

Tide Payroll

Simple, reliable, HMRC-recognised payroll software designed to make payday hassle-free and fast.

Learn more

Am I eligible for a Tide business bank account?

Applying for a free business bank account with Tide is quick and easy, whether you’re a sole trader or running a limited company. There’s no hard credit check and it’s all done within minutes in the app.

You must be over 18

Have a UK-based business

Show valid photo ID

Upload a selfie photo

Open a free account

Claire PedleyThe Poured Project

Once I’d filled in the application online, the account was active in about an hour. I can’t stress how easy Tide is to use.

Virtual debit card FAQs

An online debit card is for online transactions only, but as a debit card, it’s accepted more widely by retailers and providers. That means you’ll be able to make one-off payments and pay for business subscriptions like Google Ads, Amazon business and many more, straight from your Tide account. 

If you’re having trouble using your prepaid Tide card, try using the online debit card instead.

There are just two, current limitations – you can’t add your online debit card to Google or Apple Pay, and you can only have one debit card per business, for your main Tide Business account, and not any of your Additional Business accounts.

You can only use one online debit card at a time. If you need to cancel your online debit card for any reason, you can immediately reorder another one, but you can only reorder a card a maximum of five times within 30 days. 

Although the online debit card isn’t a physical card, members should exercise the same level of caution when using an online debit card, as their physical card. If you believe your online debit card may have been compromised, call 159* from the UK, or tap the 'Support’ icon in the top-right of your app > Report Fraud.

If you cancel your online debit card to end a subscription, any future online card details won’t be automatically updated. MasterCard’s Automatic Billing Updater service only works with your physical Tide card, so you should not be charged again, unless you manually update your digital card details later. 

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.