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How to earn and manage your Construction Boost

The Construction Cashback Boost turns your everyday construction spend into automatic 1% cashback.

How Construction Boost cashback works

How Construction Boost cashback works

Your cashback payments

You'll earn 1% cashback on all eligible purchases.

This is up to a maximum of £200 worth of cashback per month.

If you’re on Max, you'll get 1% Construction Boost cashback on top of the cashback you’re already getting from your plan.

Any cashback you earn for the current month will arrive in your account within the first 21 days of the following month. You'll see it on your timeline as ‘Monthly Cashback reward’.

Purchases eligible for cashback

You can earn cashback for purchases you make with merchants registered under supported Merchant Category Codes. These are:

  • Building materials suppliers – 5211

  • Electrical parts and equipment retailers – 5065

  • Construction materials not elsewhere classified – 5039

  • Hardware stores – 5072

  • General contractors – 1520

If the merchant doesn't use Merchant Category Codes

Cashback eligibility is based on the seller's Merchant Category Code (MCC code), which indicates how they're registered with their payment provider.

In rare cases, a merchant might not be registered under an eligible code. This means cashback won't apply, even if the purchase looks construction-related.

These codes are set by the merchant and their acquirer, not by Tide. If you're unsure about how they're registered, please check directly with them.

If the mercahnt isn't registered, it would be worth finding a merchant who is registered so you can gain your cashback.

Your Construction Cashback Boost subscription

Your Construction Cashback Boost subscription

Start earning cashback

  1. Tap Profile > Profile & Settings > Membership

  2. Tap Available boosts > Construction Cashback Boost

  3. Read and agree to the terms and conditions, then tap Subscribe

Subscription billing

Our billing cycle runs from the 1st to the last day of each month, with payments collected on the 1st.

In your first month, we’ll charge you pro-rata. For example, if you upgrade on the 16th, you’ll only pay for the days left that month. From the next cycle, we’ll collect the full monthly price of your Construction Cashback Boost.

Cancelling your subscription

  1. Tap Profile > Profile & Settings > Memberships

  2. Tap Construction Cashback Boost > Cancel subscription

You'll keep earning cashback until the end of the month you've paid for, and the cancellation will take effect from the beginning of the next one.

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Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.