Tide Logo

Start Your Business

Business Accounts

Credit

Business Tools

Support

Tide Logo
Tide Logo
Tide Logo

Save more – tax-free – with your Tide Cash ISA

With Tide's Cash Individual Savings Account (ISA), you can earn 3.25% (Variable) AER on your savings, while protecting your money.

This guide shows you how to:

🔗 Open a Cash ISA

🔗 Manage your Cash ISA

Earn safe, tax-free interest

3.25% (Variable) AER*

We calculate interest based on the end of the day balance held in your Cash ISA. It’s paid into your ISA on the first day of the following month

*Subject to change, please check the conditions in the Summary box

Safe deposits

All your eligible deposits held in the Cash ISA, powered by ClearBank, are covered by the Financial Services Compensation Scheme (FSCS). This covers all your current and savings accounts with ClearBank for up to £120,000

Open a free Cash ISA account

Open a free Cash ISA account

It only takes a few minutes and all you need is your National Insurance (NI) number:

  1. Tap Accounts > All accounts

  2. Tap Cash ISA > Open Cash ISA

  3. Review your pre-filled details (tax year you'll subscribe for, your personal details, and your tax residency)

  4. Enter your National Insurance number

  5. Tap Authenticate and your account is ready

Manage your Cash ISA

Manage your Cash ISA

Deposit or withdraw money into your Cash ISA

You can only deposit money into and withdraw money from your Cash ISA using your Tide Business Account .

  1. Tap Accounts > Cash ISA > +Deposit or - Withdraw

  2. Enter the amount you want to deposit or withdraw and Confirm

The maximum amount you can deposit per year is £20,000. This is the annual ISA allowance for all your Individual Savings Accounts set by the UK government. The deposit limit resets at the start of every tax year.

If you pay back the money you withdraw, before the same tax year ends (5 April), this won't affect your annual ISA allowance (currently £20,000)

Generate a document for your Tide Cash ISA

Generate a document for your Tide Cash ISA

  1. Go to the Accounts tab

  2. Tap Statements and documents

  3. Under Documents tap Cash ISA declaration form or Summary box

Transfer your money from Tide to another Cash ISA provider

Transfer your money from Tide to another Cash ISA provider

If you wish to switch providers and keep your tax-wrap status, make sure to use the transfer out process:

  1. Contact your new provider to create a new account

  2. Request a transfer out with your new provider

  3. If the transfer is possible, we'll confirm via email

Keep in mind that currently you can't transfer your money from another provider to Tide.