Tide Logo
Tide Logo
Tide Logo
Tide Logo

Top up your account balance

You can top up your account easily with Add Money, Visa or Mastercard.

This guide shows you how to:

🔗 Top up with Add Money

🔗 Top up with your Visa or Mastercard

Top up with Add Money

Top up with Add Money

Use the Add Money feature to transfer cash to your Tide account from another, Non-Tide account. Keep in mind that you can only add GBP from a UK bank.

If you have a Tide account

  1. Tap Pay > Get Paid

  2. Tap Add Money > Easy Bank Transfer

  3. Choose your bank from the list and authorise the payment through your other bank

If you've connected your bank account to Tide

  1. Tap Pay > Get Paid > Add Money

  2. Select the account and enter the amount you’d like to transfer

  3. Authorise the payment through your other bank

Processing your transaction

We process your Add Money transactions through the Faster Payment system. This ensures that your transaction is with you – both fast and secure.

Amounts you can deposit

The minimum amount you can transfer is £10. The maximum amount is subject to the standard limits set by the Faster Payments System, and the limits that apply to your Tide business account.

Transfer money from these banks

  • Bank of Ireland Business UK

  • Bank of Scotland (Business)

  • Barclays Business

  • Cash Plus

  • Danske Bank Business UK

  • HSBC UK Business

  • Lloyds (Business)

  • Metro Bank

  • Mettle

  • Monzo

  • Natwest

  • Royal Bank of Scotland

  • Revolut

  • Santander

  • Starling Bank

  • Starling

  • TSB Bank

  • Virgin Money

  • Wise

Add Money fees

Your fees are billed as part of our monthly billing process, and will be included in the total fee amount summary on your bank statement.

If you’re on a Lite or Smart plan, some of your transfers could be billed on a hybrid model. Find out more about this here.

 
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Free
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Smart
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Pro
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Max

Add Money fee

5 free, then 20p each

30 free, then 20p each

Free

Free

Free

Free

Deposit won't go through?

If you've tried but your deposit won't go through, we'll automatically refund your failed transaction within 3-5 business days.

In the meantime, here's what you can check to ensure that you can successfully top up your Tide account:

  • You haven't gone over the deposit limits

  • Your card is a Visa or Mastercard, issued in the UK and in GBP

  • You have sufficient funds or credit available

  • Your bank hasn’t blocked the transaction

If none of these apply, tap the Support icon in the top-right of your app and we'll be happy to help.

Amounts you can deposit

Your top ups can’t exceed:

  • £3,000 per single transaction

  • £3,000 per day (or 24 hours)

  • £20,000 per week (or 7 days)

  • £30,000 per month (or 30 days)

We only count your deposits within the set time (for example, 24 hours). Once you've made your last top-up and the time is up, your limits reset.

Transaction fees

All your card top-ups are free.

Tide | Do what you love.
Tide Platform Limited (Tide) designs and operates the Tide website and app. Tide is not a bank. Tide is authorised by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 under firm reference number 900843 for the issuing of electronic money and the provision of payment initiation services and account information services under the Payment Services Regulations 2017. Tide is also authorised and regulated by the Financial Conduct Authority in relation to its credit and insurance broking activities (firm reference 718743). Tide is incorporated and registered in England and Wales with company number 09595646 and registered office at 4th Floor The Featherstone Building, 66 City Road, London, EC1Y 2AL. Tide offers bank accounts powered by ClearBank® Ltd (ClearBank) (account sort code is 04-06-05). ClearBank is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 754568. Eligible deposits with ClearBank are protected up to a total of £120,000 by the Financial Services Compensation Scheme (FSCS), the UK's deposit guarantee scheme. For further information visit Home. ClearBank Ltd is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (Financial Services Register number: 754568). Registered Address: ClearBank, Level 27, The Broadgate Tower, 20 Primrose Street, London, United Kingdom, EC2A 2EW. Eligible deposits held in the Tide Business Current Account (powered by ClearBank) are covered by the Financial Services Compensation Scheme (“FSCS”) subject to eligibility. All eligible deposits at the same bank are aggregated to determine the coverage level for each depositor up to £120,000, therefore if you have any other product/services with ClearBank these will be aggregated. To find out more and to check your eligibility please visit: About us . Some of Tide’s members also hold e-money accounts powered by PrePay Technologies Limited (PPT) (account sort code is 23-69-72). PPT is an electronic money institution authorised by the FCA under the Electronic Money Regulations 2011 under firm reference number 900010 for the issuing of electronic money. PPT holds an amount equivalent to the money in Tide current accounts in a safeguarding account which gives members protection against PPT’ insolvency. Tide Cards may be issued by both Tide and PPT, who are licensed by Mastercard International for the issuance of cards. The issuer of your Tide card will be identified on your monthly card statement. Tide Capital Limited is an appointed representative of P1 Investment Services Limited which is authorised and regulated by the Financial Conduct Authority under firm reference number 752005 to carry out such regulated activities as are involved in the provision of Tide Investment Account. Seccl Custody Limited is the custodian of assets held in Tide Investment Account and is authorised and regulated by the Financial Conduct Authority (firm reference number 793200) and registered in England and Wales under No. 10430958. Registered office 20 Manvers Street, Bath BA1 1JW. Tide, the Tide logo, the Swell, and Do Less Banking are trademarks and trade names of Tide Platform Limited, and may not be used or reproduced without the consent of the owner.