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MAKING TAX DIGITAL SOFTWARE

Making Tax Digital taken care of - for FREE

From April 2026, to stay compliant sole traders & landlords earning over £50k must file five tax updates a year. Tide’s free HMRC recognised software handles them automatically.

Join Tide today, or connect your existing business account from another provider.

Get MTD ready now
UK SMEs trust Tide

800,000+

UK SMEs trust Tide

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4.4/5

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UK app downloads

3M+

UK app downloads

What is Making Tax Digital?

What is Making Tax Digital?

Making Tax Digital (MTD) for income tax is HMRC’s programme to move the UK tax system fully online. 

Instead of filing one annual self-assessment return, businesses will need to keep digital records and submit tax updates using HMRC-approved MTD software. 

Sole traders and landlords with an income of over £50,000 will be affected from April 2026, while this will extend to those earning £30,000 from April 2027.

You run your business. Tide sorts your tax.

Without the right Making Tax Digital software for income tax, you’re looking at hours of extra admin, accounting bills and potential HMRC penalties. Whether you are a sole trader or a landlord, Tide will take care of it.

Transactions are recorded and categorised automatically, in real-time

Tax submissions are handled quarterly and filed directly to HMRC

Your Final Declaration is prepared by Tide, reviewed by you, then submitted

Get MTD-ready

Free MTD software that makes compliance simple

Free MTD software that makes compliance simple

  • Generate your Self Assessment form with tax estimates

  • Get a linked Tax Account to put money aside for payments

  • File your returns to directly to HMRC via the Tide app

  • Auto-categorise and capture receipts for instant bookkeeping

 Get MTD-ready

We've built our MTD tools to work with you

Open a free Tide business account

Get your Tide account set up in minutes and unlock our free MTD tools

Connect an existing bank account via Open Banking

Bring your banking data to Tide and we’ll handle your MTD submissions

Got accounting software? Connect it to Tide

Pull in all your transactions, and unlock a suite of tools built for you

 Everything sole traders need. Nothing they don’t.

Free and fast set-up

Open an account with no monthly fees or hidden charges – in minutes.

An account that moves with you

Run your business from anywhere and access everything you need on your phone.

Get paid on your own terms

Stay flexible with custom invoices, Tap to Pay, Digital Wallets and more.

Tax and accounting sorted

Built-in accounting and free MTD tools balance the books with ease.

Support on hand 24/7 

Get help whenever you need it from our dedicated team of real people.

Security you can bank on 

Enjoy peace of mind with FSCS protection for your eligible deposits up to £120,000.

 Get MTD-ready

Join over 1.8 million small business owners worldwide

What members say about Tide

Charlotte Davitt-Mills
Shotley Vineyard

"Tide works in harmony with your business. It's really user friendly and it's there alongside you kind of every step of the way, helping you grow your business."

Matt Herd
Beaucroft Watches

"Everything became digital, and Tide just made it so easy. Everything was easy to set up. We didn't need tremendous amounts of paperwork or history to set up an account."

Aaron Mo
Ong Ong Buns

"With the help of Tide and their team of business finance experts, I was able to navigate the complexities of business finance, and secure the necessary funds to grow my business."

Ismail Uddin
NYAS Studio

"We were just in Portugal last week where we were having to make some payments and pay invoices, and I was just doing it from my phone on the beach...that was good."

Learn more about Making Tax Digital

Read more articles
Read more articles

Frequently Asked Questions on Making Tax Digital

MTD for Income Tax will apply to sole traders and landlords with income over £50,000 from April 2026, and those with income over £30,000 from April 2027.

Yes, Tide provides free, HMRC-recognised MTD tools for members, including digital record-keeping, quarterly updates, and direct filing to HMRC through the Tide app.

You'll need to keep digital records of all income and expenses, submit quarterly updates to HMRC via MTD software, and finalise your income tax with a Final Declaration.

Tide's MTD tools allow you to connect your business bank account seamlessly, auto-categorise transactions, capture receipts, generate Self Assessment forms with tax estimates, and file returns directly to HMRC via the app.

Yes, Tide's HMRC-recognised software supports VAT returns through MTD, along with the upcoming MTD for Income Tax requirements.

We understand businesses, it's all we do

Tide is built by business owners for business owners. That’s why we’re trusted by over 1.5 million sole traders, freelancers, and limited companies worldwide.

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